3137 Terramar Dr, Naples, FL 34119 Property Records

Collier County property record for 3137 Terramar Dr, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	3,255 sqft · built 2003
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Mar 2020)
Tax Bill	$10,070 (2025)
Deeds & Mortgages	May 2026 Construction Loan Mar 2020 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`660525 213B21`

Property Details

APN / Parcel Number

Primary APN	`660525 213B21`
Alternative APN	`76713000460`

Interior

Stories	1 Story
Building Area	3,255 sqft Living Area
1st Floor Area	3,255 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Masonry / Concrete Block
Lot Area	11,326 sqft (0.26 acres)
Pool Area	240 sqft
Deck Area	1,162 sqft

Location & Zoning

Street Address	3137 TERRAMAR DR
City	NAPLES
State	FL
Zip	34119-7704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	TERRAMAR LOT 21
Legal Range	26
Legal Township	48
Legal Section	21
Legal Subdivision	TERRAMAR
Legal Tract	660525
Legal Block	1
Legal Lot Number	21
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	1
Census Block	1034
Census Tract	11209

Owner

Source: Collier County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3137 TERRAMAR DR, NAPLES, FL 34119-7704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Construction Mortgage CAPITAL CREDIT UNION
Mar 2, 2020	Grant Deed, Transfer · Conventional Mortgage CITADEL SVCNG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2020 · Amount on Record
Deed Sale	Mar 2, 2020 · Amount on Record
Prior Sale	May 12, 2004 · Amount on Record
Deed Document Number	20205836359
Deed Book / Page	5733 / 3658
Prior Transfer Date	Aug 29, 2014
Prior Transfer Doc	0050743712
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Recording Date	May 21, 2026
Property Address	3137 TERRAMAR DR, NAPLES, FL 34119-7704
Document Number	0006828134
Book / Page	6590 / 1993
Instrument Date	May 15, 2026
Instrument	20266828134
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3137 TERRAMAR DR, NAPLES, FL 34119-7704

Mortgage

Document Number	0006828134,
Date	May 21, 2026
Book Page	6590/1993
Instrument	20266828134

Lender

Name	CAPITAL CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 1, 2027

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 2, 2020
Property Address	3137 TERRAMAR DR, NAPLES, FL 34119-7704
Document Number	0057333658
Book / Page	005733 / 003658
Instrument Date	Feb 27, 2020
Instrument	5836359
Transaction Type	Transfer
Record Updated	Mar 18, 2020
Title Company	WARRANTY TITLE SOLUTIONS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,550.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3137 TERRAMAR DR NAPLES FL 341197704, NAPLES, FL 34119-7704

Mortgage

Document Number	57333661
Date	Mar 2, 2020
Book Page	005733/003661
Instrument	5836360

Lender

Name	CITADEL SVCNG CORP
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	6.12%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$987,945 (+1%)	$1,109,302 (-7.35%) Land $412,289 Building $697,013
2025	$10,070.00 (+2.73%)	$898,132 (+22.65%)	$1,197,306 (-6.59%) Land $639,453 Building $557,853
2024	$9,802.00 (+0.1%)
2023	$9,792.00 (+17.28%)	$732,274 (+1%)	$1,281,731 (+38.67%) Land $564,898 Building $716,833
2022	$8,349.00	$665,704	$924,297 Land $160,541 Building $763,756

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 545 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	545 in force
Nearby Flood Claims	3 (2017–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2023
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Hotwire Communications.

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