3137 Shadow Ridge Ct, Morrow, OH 45152 Property Records

Warren County property record for 3137 Shadow Ridge Ct, Morrow, OH 45152

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,840 sqft · built 2005
Lot Size	0.399 acres (17,372 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Aug 2019)
Tax Bill	$6,093 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-18-160-001-0`

Property Details

APN / Parcel Number

Primary APN	`17-18-160-001-0`
Alternative APNs	`1718160001` `2636074`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,840 sqft Living Area
Gross Area	3,530 sqft
1st Floor Area	540 sqft
2nd Floor Area	1,150 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Lot Area	17,372 sqft (0.399 acres)
Garage Type	Attached
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	50 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2636074
Street Address	3137 SHADOW RIDGE CT
City	MORROW
State	OH
Zip	45152-8024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILL.HOPEWELL VAL.1 LOT 94
Legal Subdivision	VILL.HOPEWELL VAL.1
Legal Block	74
Legal Lot Number	94
Jurisdiction	WARREN OH
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1011
Census Tract	32206

Owner

Source: Warren County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3137 SHADOW RIDGE CT, MORROW, OH 45152-8024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 9, 2019	Warranty Deed, Transfer · VA Mortgage VALLEY CENTRAL BANK
Apr 25, 2019	Deed of Trust, Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2019 · Amount on Record
Deed Sale	Aug 9, 2019 · Amount on Record
Prior Sale	Feb 21, 2013 · Amount on Record
Deed Document Number	201922205
Prior Transfer Date	May 24, 2012
Prior Transfer Doc	0055530356
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	3137 SHADOW RIDGE CT, MORROW, OH 45152-8024
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021024342
Date	May 25, 2021
Instrument	2021-024342

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Aug 9, 2019
Property Address	3137 SHADOW RIDGE CT, MORROW, OH 45152-8024
Document Number	0000022205
Map Reference	MB 71 PG 29-35
Instrument Date	Jul 30, 2019
Instrument	2019-022205
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3137 SHADOW RIDGE CT, MORROW, OH 45152-8024

Mortgage

Document Number	0000022206
Date	Aug 9, 2019
Instrument	2019-022206

Lender

Name	VALLEY CENTRAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	3137 SHADOW RIDGE CT, MORROW, OH 45152-8024
Document Number	0000010742
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3137 SHADOW RIDGE CT MORROW OH 451528024, MORROW, OH 45152-8024

Mortgage

Document Number	0000010742
Date	Apr 30, 2019
Instrument	10742

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Hamilton Township
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,093.00 (+18.04%)	$156,530 (+30.05%) Land $28,000 Building $128,530	$447,220 (+30.05%) Land $80,000 Building $367,220
2023	$5,162.00 (-5.54%) Homeowner's exemption	$120,358 (-) Land $15,820 Building $104,538
2022	$5,465.00 Homeowner's exemption	$120,358 Land $15,820 Building $104,538	$343,880 (-) Land $45,200 Building $298,680
2021			$343,880 Land $45,200 Building $298,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Bresco Broadband.

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