Will County property record for 3137 Reflection Dr, Naperville, IL 60564 · Last verified July 2026
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,610 sqft · built 1998 |
| Lot Size | 0.12 acres (5,157 sqft) |
| Owner | Individual Name on File |
| Last Sale | $269,000 (Nov 2020) |
| Tax Bill | $6,555 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-01-09-202-035 |
| Primary APN | 07-01-09-202-035 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,610 sqft Total Area |
| 1st Floor Area | 725 sqft |
| 2nd Floor Area | 885 sqft |
| Basement Area | 698 sqft |
| Unfinished Basement | 698 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Lot Area | 5,157 sqft (0.12 acres) |
| Garage Area | 476 sqft |
| Street Address | 3137 REFLECTION DR |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60564-4690 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 151 IN THE SIGNATURE CLUB AT CLEARWATER, A SUB OF PRT OF THE E1/2 NE1/4 OF SEC 9, T37N-R9E. |
| Legal Range | 09E |
| Legal Township | 37N |
| Legal Section | 09 |
| Legal Subdivision | SIGNATURE CLUB @ CLEARWATER |
| Legal Lot Number | 151 |
| Jurisdiction | WILL IL |
| Township / Civil Division | WHEATLAND |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 880323 |
Source: Will County records · APN 07-01-09-202-035
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3137 REFLECTION DR, NAPERVILLE, IL 60564-4690 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Nov 18, 2020 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 18, 2020 · Amount on Record |
| Deed Sale | Nov 18, 2020 · Amount on Record |
| Prior Sale | Sep 18, 2002 · Amount on Record |
| Deed Document Number | 2020104048 |
| Prior Transfer Date | Dec 28, 2006 |
| Prior Transfer Doc | 0000019044 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 3137 REFLECTION DR, NAPERVILLE, IL 60564-4690 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000132632 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | R2021132632 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Nov 01, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 1.99% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Nov 18, 2020 |
| Property Address | 3137 REFLECTION DR, NAPERVILLE, IL 60564-4690 |
| Document Number | 0000104048 |
| Map Reference | DOC R97-108385 |
| Instrument Date | Oct 28, 2020 |
| Instrument | R2020104048 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2021 |
| Title Company | BURNET TITLE POST CLOSING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $269.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3137 REFLECTION DR, NAPERVILLE, IL 60564-4690 |
| Document Number | 0000104049 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | R2020104049 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
| Rate | 2.5% |
|---|
Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Wheatland Township |
| Municipality | Naperville City |
| Unified School District | Indian Prairie Community Unit School District 204 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,555.00 (+17.52%) | ||
| 2024 | $102,908 (+24%) Land $31,481 Building $71,427 | $308,724 (+24%) Land $94,443 Building $214,281 | |
| 2022 | $5,578.00 Homeowner's exemption | $82,993 Land $26,308 Building $56,685 | $248,979 Land $78,924 Building $170,055 |
Source: FEMA National Flood Hazard Layer, Will County (17197C), updated June 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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