3137 Gloss Ave, Cincinnati, OH 45213 Property Records

Hamilton County property record for 3137 Gloss Ave, Cincinnati, OH 45213

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,208 sqft · built 1924
Lot Size	0.173 acres (7,536 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Aug 2025)
Tax Bill	$4,705 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Aug 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`123-0002-0049-00`

Property Details

APN / Parcel Number

Primary APN	`123-0002-0049-00`
Alternative APN	`0084457`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,208 sqft Living Area
Gross Area	1,808 sqft
1st Floor Area	728 sqft
2nd Floor Area	480 sqft
Upper Floors Area	480 sqft
Basement Area	600 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,536 sqft (0.173 acres)
Lot Dimensions	146 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3137 GLOSS AVE
City	CINCINNATI
State	OH
Zip	45213-2425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	3137 GLOSS AVE 50 X 146.42 LOT 71 PLEASANT RIDGE
Legal Subdivision	PLEASANT RIDGE SYND
Legal Lot Number	71
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2004
Census Tract	5702

Owner

3137 Gloss Ave is owned by an individual who bought it in August 2025.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	8805 GOVERNORS HILL DR, CINCINNATI, OH 45249-1337
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2025	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Aug 19, 2025	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Jun 25, 2020	Deed of Trust, Mortgage · Line of Credit AMERICAN MTG SVC
Jun 22, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2025 · Amount on File
Deed Sale	Aug 19, 2025 · Amount on File
Prior Sale	Jun 22, 2018 · Amount on File
Deed Document Number	202562832
Deed Book / Page	15482 / 972
Prior Transfer Date	Oct 29, 2009
Prior Transfer Doc	0000000178
Record Updated	Jun 8, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3137 GLOSS AVE, CINCINNATI, OH 45213-2425
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3137 GLOSS AVE, CINCINNATI, OH 45213-2425

Mortgage

Document Number	0000042903
Date	Jun 9, 2025
Book Page	15433/2485
Instrument	2025-0042903

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 19, 2025
Property Address	3137 GLOSS AVE, CINCINNATI, OH 45213-2425
Document Number	0000062832
Book / Page	15482 / 972
Map Reference	MB 7 PG 99
Instrument Date	Aug 13, 2025
Instrument	2025-0062832
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	OLD TOWN TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3137 GLOSS AVE, CINCINNATI, OH 45213-2425

Mortgage

Document Number	0000062833
Date	Aug 19, 2025
Instrument	2025-0062833

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3137 GLOSS AVE, CINCINNATI, OH 45213-2425
Document Number	0000068359
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3137 GLOSS AVE CINCINNATI OH 452132425, CINCINNATI, OH 45213-2425

Mortgage

Document Number	0000068359
Date	Jul 15, 2020
Book Page	014210/003082
Instrument	68359

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2050

Interest

Rate Type	Adjustable Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 22, 2018
Property Address	3137 GLOSS AVE, CINCINNATI, OH 45213-2425
Document Number	0000003373
Map Reference	MB7 PG29
Instrument Date	Jun 13, 2018
Instrument	18-0053373
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$591.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3137 GLOSS AVE, CINCINNATI, OH 45213-2425

Mortgage

Document Number	0000003374
Date	Jun 22, 2018
Instrument	18-0053374

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3137 Gloss Ave was $4,705, up 3% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,705.00 (+3.04%)	$76,266 (+%) Land $22,509 Building $53,757	$217,900 Land $64,310 Building $153,590
2024	$4,566.00 (-2.16%)	$76,264 (-) Land $22,508 Building $53,756
2023	$4,667.00 (-0.7%)	$76,264 (+10.61%) Land $22,508 Building $53,756	$217,900 Land $64,310 Building $153,590
2022	$4,700.00 Homeowner's exemption	$68,951 Land $16,986 Building $51,965
2020			$197,000 Land $48,530 Building $148,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3137 Gloss Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3137 Gloss Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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