Franklin County property record for 3137 Farm Rd 71 E, Talco, TX 75487
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 1,874 sqft · built 2018 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,628 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Jun 2020 Mortgage |
| APN | 00508-00000-00023-000000 |
| Primary APN | 00508-00000-00023-000000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,874 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Lot Area | 130,680 sqft (3 acres) |
| Account Number | 22532 |
|---|---|
| Street Address | 3137 FARM ROAD 71 E |
| City | TALCO |
| State | TX |
| Zip | 75487-3273 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | AB 275 WM LEWIS |
| Legal Subdivision | WILLIAM LEWIS SURV ABS #275 |
| Jurisdiction | FRANKLIN TX |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 950102 |
Source: Franklin County records, as of March 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3137 FARM ROAD 71 E, TALCO, TX 75487-3273 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 6, 2023 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HERITAGE LENDING INC |
| Jun 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NATIONAL BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2016 |
| Deed Sale | Sep 1, 2016 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TX |
| Property Address | 3137 FARM ROAD 71 E, TALCO, TX 75487-3273 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3137 FM 71, TALCO, TX 75487 |
| Document Number | 000455/291 |
|---|---|
| Date | Nov 6, 2023 |
| Book Page | 455/291 |
| Instrument | 170257 |
| Name | AMERICAN HERITAGE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TX |
| Property Address | 3137 FARM ROAD 71 E, TALCO, TX 75487-3273 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000386/853 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | 386/853 |
| Instrument | 157524 |
| Name | AMERICAN NATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MOUNT PLEASANT, TX 75455 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 3, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Jun 3, 2025 |
| Change Frequency | 5 Years |
| Min Rate At Change | 5% |
| Max Rate At Change | 8% |
| Index | Prime Rate |
| Max Rate | 10% |
Source: Franklin County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Franklin County |
| Unified School District | Mount Vernon Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,628.00 (+8.82%) Homeowner's exemption | $239,040 (+37.43%) | $276,150 (+58.76%) Land $19,500 Building $256,650 |
| 2023 | $173,940 Land $17,550 Building $156,390 | $173,940 Land $17,550 Building $156,390 | |
| 2021 | $1,496.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 48% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CYPRESS SPRINGS SUD N PLANT 1 & NE PLANT serves 13,698 people · EPA ID TX0800003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 Haloacetic acids resolved · Jan 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Peoples Communications Fixed Wireless | 500 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
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