Harford County property record for 3137 Copenhaver Rd, Street, MD 21154
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,588 sqft · built 2006 |
| Lot Size | 4.47 acres (194,713 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $776,000 (Jun 2019) |
| Tax Bill | $8,966 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-054222 |
| Primary APN | 05-054222 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,588 sqft Total Area |
| Basement Area | 1,500 sqft |
| Finished Basement | 1,500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 194,713 sqft (4.47 acres) |
| Garage Type | Built-in |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 600 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 84 sqft |
| Deck Area | 462 sqft |
| Patio Area | 924 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 054222 |
|---|---|
| Street Address | 3137 COPENHAVER RD |
| City | STREET |
| State | MD |
| Zip | 21154-1644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT 4 4.47 AC 3137 COPENHAVER ROAD DEER CRK OVERLOOK 127/7 |
| Legal Subdivision | DEER CREEK OVERLOOK |
| Legal Lot Number | 4 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 5, DUBLIN |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 305100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lower Deer Creek Valley Historic District listed 1993 · 275 contributing resources · NRIS 93001143 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Harford County assessment roll, as of August 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3137 COPENHAVER RD, STREET, MD 21154-1644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC |
| Jun 7, 2019 | Deed, Transfer · Conventional Mortgage ONEWEST BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 7, 2019 · Amount on Record |
| Deed Sale | Jun 7, 2019 · Amount on Record |
| Prior Sale | Jun 19, 2015 · Amount on Record |
| Deed Book / Page | 13298 / 29 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 3137 COPENHAVER RD, STREET, MD 21154-1644 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0146370209 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 14637/209 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 7, 2019 |
| Property Address | 3137 COPENHAVER RD, STREET, MD 21154-1644 |
| Document Number | 0132980029 |
| Book / Page | 13298 / 0029 |
| Map Reference | MB 127 FO 7 |
| Instrument Date | May 28, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3137 COPENHAVER ROAD, 3137, BEL AIR, MD 21015 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3137 COPENHAVER ROAD, BEL AIR, MD 21015 |
| Document Number | 0001329836 |
|---|---|
| Date | Jun 7, 2019 |
| Instrument | 13298/36 |
| Name | ONEWEST BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $956,200 (+21.75%) | $1,025,700 (+25.51%) Land $132,300 Building $893,400 | |
| 2025 | $8,966.00 (+8.39%) Homeowner's exemption | ||
| 2023 | $785,367 | $817,200 Land $132,300 Building $684,900 | |
| 2022 | $8,272.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1987) |
| Most Recent Claim | Sep 1987 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Holdings Cable | 1,000 / 20 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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