3136 15th Ave, Chattanooga, TN 37407 Property Records

Hamilton County property record for 3136 15th Ave, Chattanooga, TN 37407

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 960 sqft · built 2002
Lot Size	0.119 acres (5,207 sqft)
Owner	Company Name on Record
Last Sale	$162,000 (Jul 2026)
Tax Bill	$552 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`168C A 025.01`

Property Details

APN / Parcel Number

Primary APN	`168C A 025.01`
Alternative APN	`0000148899`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	960 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,207 sqft (0.119 acres)
Lot Dimensions	114 ft deep x 45.6 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000148899
Street Address	3136 15TH AVE
City	CHATTANOOGA
State	TN
Zip	37407-1846
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 16 RIDGE LAND TERRACE PB68 PG169 OUT OF 168C-A-25 FOR 2002
Legal Subdivision	RIDGE LAND TERRACE
Legal Lot Number	16
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1016
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2516 SHENANDOAH DR, CHATTANOOGA, TN 37421-2015
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Warranty Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Jul 10, 2026	Quit Claim Deed, Transfer CITY TITLE, BRIDGE CITY TITLE
Mar 25, 2024	Warranty Deed, Transfer
Mar 26, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN INTERNET MTG
Sep 4, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2026 · Amount on Record
Deed Sale	Jul 10, 2026 · Amount on Record
Prior Sale	Mar 26, 2020 · Amount on Record
Deed Document Number	202683
Deed Book / Page	14363 / 990
Prior Transfer Date	Jul 8, 2026
Prior Transfer Doc	0000000082
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 10, 2026
Property Address	3136 15TH AVE, CHATTANOOGA, TN 37407-1846
Document Number	0000000083
Book / Page	14363 / 990
Instrument Date	Jul 8, 2026
Instrument	202683
Transaction Type	Transfer
Record Updated	Jul 20, 2026
Title Company	CITY TITLE, BRIDGE CITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60,539.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	2516 SHENANDOAH DR, CHATTANOOGA, TN 37421-2015

Mortgage

Document Number	0000000084,
Date	Jul 10, 2026
Instrument	20261084

Lender

Name	CHANGE LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 10, 2026
Property Address	3136 15TH AVE, CHATTANOOGA, TN 37407-1846
Document Number	0000000082
Book / Page	14363 / 986
Instrument Date	Jul 8, 2026
Instrument	202682
Transaction Type	Transfer
Record Updated	Jul 20, 2026
Title Company	CITY TITLE, BRIDGE CITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 25, 2024
Property Address	3136 15TH AVE, CHATTANOOGA, TN 37407-1846
Document Number	0000000062
Book / Page	13544 / 573
Map Reference	MB 68 PG 169
Instrument Date	Jan 31, 2024
Instrument	2024032500062
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	PO BOX 3025, CHATTANOOGA, TN 37404-0025
Investor	Possibly a Property Investor

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 26, 2020
Property Address	3136 15TH AVE, CHATTANOOGA, TN 37407-1846
Document Number	0326000105
Book / Page	011949 / 000738
Instrument Date	Mar 25, 2020
Instrument	200326000105
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$313.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3025 CHATTANOOGA TN 374040025, CHATTANOOGA, TN 37404-0025

Mortgage

Document Number	326000106
Date	Mar 26, 2020
Book Page	011949/000740
Instrument	200326000106

Lender

Name	AMERICAN INTERNET MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	3136 15TH AVE, CHATTANOOGA, TN 37407-1846
Document Number	0911000227
Instrument Date	Sep 4, 2018
Transaction Type	Mortgage
Record Updated	Oct 2, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3136 15TH AVE CHATTANOOGA TN 374071846, CHATTANOOGA, TN 37407-1846

Mortgage

Document Number	0911000227
Date	Sep 11, 2018
Book Page	011450/000439
Instrument	180911000227

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 10, 2033

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$552.00 (+11.29%)	$36,450 (+64.19%)	$145,800 (+64.19%) Land $30,000 Building $115,800
2024	$496.00	$22,200 (-)	$88,800 (-) Land $10,000 Building $78,800
2023	$496.00	$22,200 (-)	$88,800 (-) Land $10,000 Building $78,800
2022	$496.00	$22,200	$88,800 Land $10,000 Building $78,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 53% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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