Chisago County property record for 31357 Gable Ave, Stacy, MN 55079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 980 sqft · built 2000 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $388,675 (Apr 2026) |
| Tax Bill | $3,204 (2026) |
| Deeds & Mortgages | May 2018 Mortgage May 2017 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-00188-08 |
| Primary APN | 19-00188-08 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 980 sqft Living Area |
| Gross Area | 2,535 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Area | 980 sqft |
| Deck Area | 413 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3991426 |
|---|---|
| Street Address | 31357 GABLE AVE |
| City | STACY |
| State | MN |
| Zip | 55079-9492 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUBDIVISIONNAME RICHLAND MEADOWS LOT 001 BLOCK 004 SUBDIVISIONCD 19100 |
| Legal Range | 021 |
| Legal Township | 034 |
| Legal Section | 29 |
| Legal Subdivision | RICHLAND MEADOWS |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | CHISAGO MN |
| Township / Civil Division | STACY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 110402 |
Source: Chisago County records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 31357 GABLE AVE, STACY, MN 55079-9492 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 14, 2018 | Deed of Trust, Mortgage · FHA Mortgage WATERSTONE MORTGAGE |
| May 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION |
| Apr 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage HOME MORTGAGE CORPORATION |
| May 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 22, 2017 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2026 · Amount on Record |
| Deed Sale | Apr 27, 2026 · Amount on Record |
| Prior Sale | May 10, 2018 · Amount on Record |
| Deed Document Number | 2026692390 |
| Prior Transfer Date | Jun 30, 2000 |
| Prior Transfer Doc | 0000001197 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHISAGO MN |
| Property Address | 31357 GABLE AVE, STACY, MN 55079-9492 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000A608876 |
|---|---|
| Date | May 14, 2018 |
| Instrument | A-608876 |
| Name | WATERSTONE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 80 Months |
| Due | Jan 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHISAGO MN |
| Property Address | 31357 GABLE AVE, STACY, MN 55079-9492 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000A598971 |
|---|---|
| Date | May 22, 2017 |
| Instrument | A598971 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHISAGO MN |
| Recording Date | Apr 27, 2026 |
| Property Address | 31357 GABLE AVE, STACY, MN 55079-9492 |
| Document Number | 0000692390 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 2026.692390 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $129,545.63 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 31357 GABLE AVE, STACY, MN 55079-9492 |
| Document Number | 0000692390, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 2026.692390 |
| Name | NATIONAL HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHISAGO MN |
| Recording Date | Apr 27, 2026 |
| Property Address | 31357 GABLE AVE, STACY, MN 55079-9492 |
| Document Number | 000A692390 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 2026692390 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $129,545.63 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 31357 GABLE AVE, STACY, MN 55079-9492 |
| Document Number | 0000692390, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 2026692390 |
| Name | HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHISAGO MN |
| Property Address | 31357 GABLE AVE, STACY, MN 55079-9492 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000A598971 |
|---|---|
| Date | May 22, 2017 |
| Instrument | A598971 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHISAGO MN |
| Recording Date | May 22, 2017 |
| Property Address | 31357 GABLE AVE, STACY, MN 55079-9492 |
| Document Number | 000A598969 |
| Instrument Date | May 15, 2017 |
| Instrument | A598969 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | EXECUTIVE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $732.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 31357 GABLE AVE, STACY, MN 55079-9492 |
| Document Number | 000A598970 |
|---|---|
| Date | May 22, 2017 |
| Instrument | A598970 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
Source: Chisago County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chisago County |
| Municipality | Stacy City |
| Unified School District | North Branch Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,204.00 (-3.96%) | ||
| 2025 | $3,336.00 (+2.14%) Homeowner's exemption | ||
| 2024 | $301,800 (-6.39%) | $319,600 (-3.12%) | |
| 2023 | $3,266.00 (+3.22%) Homeowner's exemption | $322,400 (+10.11%) | $329,900 (+8.95%) Land $70,000 Building $259,900 |
| 2022 | $3,164.00 (+8.95%) Homeowner's exemption | $292,800 (+31.6%) | $302,800 (+27.07%) Land $70,000 Building $232,800 |
| 2021 | $2,904.00 | $222,500 | $238,300 Land $56,000 Building $182,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 74% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Stacy serves 1,593 people · EPA ID MN1130016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2016 Gross alpha radiation resolved · Jul 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 350 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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