31352 Flying Cloud Dr, Laguna Niguel, CA 92677 Property Records

Orange County property record for 31352 Flying Cloud Dr, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,700 sqft · built 1968
Lot Size	0.062 acres (2,716 sqft)
Owner	2 Trust Names on File
Last Sale	$1,665,000 (Jan 2025)
Tax Bill	$13,049 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`658-041-27`

Property Details

APN / Parcel Number

Primary APN	`658-041-27`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,700 sqft Living Area
1st Floor Area	1,700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	2,716 sqft (0.062 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	31352 FLYING CLOUD DR
City	LAGUNA NIGUEL
State	CA
Zip	92677-2717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 5572 BLK LOT 26 TR 5572 LOT 26 GARAGE LOT 82 TOGETHER WITH AN UND
Legal Subdivision	TRACT NO 5572
Legal Tract	5572
Legal Lot Number	26,82
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4003
Census Tract	42324

Owner

31352 Flying Cloud Dr is owner-occupied and held in a trust since January 2025.

Source: Orange County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	31352 FLYING CLOUD DR, LAGUNA NIGUEL, CA 92677-2717
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2019	Deed of Trust, Mortgage · ARM PNC BANK NA
Oct 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 22, 2021	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 9, 2018	Grant Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2025 · Amount on File
Deed Sale	Jan 28, 2025 · Amount on File
Prior Sale	Feb 22, 2021 · Amount on File
Deed Document Number	202538870
Prior Transfer Date	Oct 5, 2006
Prior Transfer Doc	0000723451
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	31352 FLYING CLOUD DR, LAGUNA NIGUEL, CA 92677-2717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000240225
Date	Jul 8, 2019
Instrument	2019000240225

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	31352 FLYING CLOUD DR, LAGUNA NIGUEL, CA 92677-2717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000374474
Date	Oct 16, 2018
Instrument	2018000374474

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 22, 2021
Property Address	31352 FLYING CLOUD DR, LAGUNA NIGUEL, CA 92677-2717
Document Number	0000123614
Map Reference	MB 240 PG 42-45
Instrument Date	Nov 16, 2020
Instrument	2021000123614
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TICOR TITLE NLS, TICOR TITLE NCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	31352 FLYING CLOUD DR, LAGUNA NIGUEL, CA 92677-2717

Mortgage

Document Number	0000123615
Date	Feb 22, 2021
Instrument	2021000123615

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 9, 2018
Property Address	31352 FLYING CLOUD DR, LAGUNA NIGUEL, CA 92677-2717
Document Number	0000125142
Instrument Date	Apr 5, 2018
Instrument	125142
Transaction Type	Transfer
Record Updated	Apr 18, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31352 FLYING CLOUD DR LAGUNA NIGUEL CA 926772717, LAGUNA NIGUEL, CA 92677-2717

Mortgage

Document Number	125143
Date	Apr 9, 2018
Instrument	125143

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 31352 Flying Cloud Dr was $13,049.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$438,860 (-66.21%) Land $386,197 Building $52,663
2025	$13,049.00 Homeowner's exemption	$1,298,917 Land $1,113,636 Building $185,281
2023	$12,557.00 (+1.96%) Homeowner's exemption	$1,248,480 Land $1,070,392 Building $178,088
2022	$12,316.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 31352 Flying Cloud Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1988–2001)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31352 Flying Cloud Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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