31351 Rd W, Sutton, NE 68979 Property Records

Clay County property record for 31351 Rd W, Sutton, NE 68979

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,962 sqft · built 1910
Lot Size	10.6 acres (464,350 sqft)
Owner	Individual Name on Record
Last Sale	$338,000 (Aug 2025)
Tax Bill	$1,333 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3757-33-4-00000-000-1979`

Property Details

APN / Parcel Number

Primary APN	`3757-33-4-00000-000-1979`
Alternative APN	`000197900`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,962 sqft Living Area
1st Floor Area	1,482 sqft
Basement Area	360 sqft
Unfinished Basement	360 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	464,350 sqft (10.6 acres)
Lot Dimensions	690 ft deep x 660 ft wide
Garage Type	Mixed
Garage Area	480 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Deck Area	440 sqft
Shed	1 Shed
Shed Area	240 sqft
Utility Building	936 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	31351 ROAD W
City	SUTTON
State	NE
Zip	68979-2707
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	05-AGRICUL
Legal Description	PT E1/2SE1/4 (660'X690')
Legal Range	05
Legal Township	07
Legal Section	33
Jurisdiction	CLAY NE
Township / Civil Division	SUTTON
Census Block Group	1
Census Block	1180
Census Tract	962100

Owner

Source: Clay County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31351 ROAD W, SUTTON, NE 68979-2707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION BANK & TRUST CO
May 22, 2018	Warranty Deed, Transfer · Conventional Mortgage UNION BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2025 · Amount on Record
Deed Sale	Aug 12, 2025 · Amount on Record
Prior Sale	May 22, 2018 · Amount on Record
Deed Document Number	2025803
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	31351 ROAD W, SUTTON, NE 68979-2707
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000265/20
Date	Jun 16, 2021
Book Page	265/20
Instrument	2021-00867

Lender

Name	UNION BANK & TRUST CO
Type	Bank
Address	65208

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	May 22, 2018
Property Address	31351 ROAD W, SUTTON, NE 68979-2707
Document Number	000131/425
Book / Page	131 / 425
Instrument Date	May 16, 2018
Instrument	2018-00484
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	ADAMS LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000253/051
Date	May 22, 2018
Book Page	253/051
Instrument	2018-00485

Lender

Name	UNION BANK & TRUST CO
Type	Bank
Address	LINCOLN, NE 68506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
County Subdivision	Sutton Township
Unified School District	Sutton Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,590 (+11%) Land $46,700 Building $194,890	$241,590 (+11%) Land $46,700 Building $194,890
2025	$1,333.00 (-34.88%)	$217,655 (+4.83%) Land $46,700 Building $170,955	$217,655 (+4.83%) Land $46,700 Building $170,955
2023	$2,047.00	$207,625 Land $40,700 Building $166,925	$207,625 Land $40,700 Building $166,925

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

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