3135 Maple Ridge Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 3135 Maple Ridge Rd, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,442 sqft
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Jan 2019)
Tax Bill	$4,583 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-20-19-200-008`

Property Details

APN / Parcel Number

Primary APN	`14-20-19-200-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,442 sqft Living Area
1st Floor Area	1,442 sqft
Basement Area	1,442 sqft
Unfinished Basement	1,622 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	174,240 sqft (4 acres)
Garage Area	2,096 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3135 MAPLE RIDGE RD
City	PETOSKEY
State	MI
Zip	49770-8876
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC FF-2
Legal Description	PT OF NE ? OF SECTION 19, COM AT SE COR OF SECTION 18, (ALSO NE COR SEC 19), TH S87?38?53?W 216.08 FT, ALG TH S LN OF SD SEC 18 (ALSO N LN OF SEC 19 & C/L OF GREENWOOD RD), TH CONT ALG SD C/L, ON ARC OF 203.86 FT CURVE R, RAD 512.95 FT, CHD N80?57?59
Legal Range	04W
Legal Township	34N
Legal Section	19
Jurisdiction	EMMET MI
Township / Civil Division	SPRINGVALE
Census Block Group	4
Census Block	4031
Census Tract	970500

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3135 MAPLE RIDGE RD, PETOSKEY, MI 49770-8876
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK OF MICHIGAN
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK
Jan 14, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2019 · Amount on Record
Deed Sale	Jan 14, 2019 · Amount on Record
Prior Sale	Jun 1, 2006 · Amount on Record
Deed Document Number	20195162244
Deed Book / Page	1209 / 328
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	3135 MAPLE RIDGE RD, PETOSKEY, MI 49770-8876
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3135 MAPLE RIDGE RD, PETOSKEY, MI 49770-8876

Mortgage

Document Number	0000001240/0000000198
Date	Dec 23, 2021
Book Page	0000001240/0000000198
Instrument	5193158

Lender

Name	MERCANTILE BANK OF MICHIGAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	3135 MAPLE RIDGE RD, PETOSKEY, MI 49770-8876
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3135 MAPLE RIDGE RD, PETOSKEY, MI 49770-8876

Mortgage

Document Number	0000001219/0000000841
Date	Mar 6, 2020
Book Page	0000001219/0000000841
Instrument	5172784

Lender

Name	TCF NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jan 14, 2019
Property Address	3135 MAPLE RIDGE RD, PETOSKEY, MI 49770-8876
Document Number	1209/328
Book / Page	1209 / 328
Instrument Date	Jan 10, 2019
Instrument	5162244
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7944 RED PINE TRL, ALANSON, MI 49706-8300

Mortgage

Document Number	5162245
Date	Jan 14, 2019
Instrument	5162245

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	001209/328
Date	Jan 14, 2019
Book Page	1209/328
Instrument	5162244

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Springvale Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,600 Land $17,200 Building $248,400	$531,200 Land $34,400 Building $496,800
2024	$4,583.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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