3135 Larch Dr, Atwater, CA 95301 Property Records

Merced County property record for 3135 Larch Dr, Atwater, CA 95301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,698 sqft · built 1987
Lot Size0.165 acres (7,193 sqft)
Owner2 Individual Names on File
Last Sale$408,000 (Nov 2021)
Tax Bill$4,705 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Apr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN150-250-028-000

Property Details

APN / Parcel Number

Primary APN150-250-028-000
Alternative APN
  • 150-250-028

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,698 sqft Living Area
Gross Area2,171 sqft
1st Floor Area1,698 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1988
Construction TypeWood
Roof MaterialOther
Lot Area7,193 sqft (0.165 acres)
Garage TypeAttached
Garage Area473 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area120 sqft
Patio Area215 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number150-250-028
Street Address3135 LARCH DR
CityATWATER
StateCA
Zip95301-2266
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR16
Legal DescriptionNORTHWOOD VIL #2 UNIT 2 LOT 42
Legal SubdivisionNORTHWOOD VILLAGE 02
Legal Lot Number42
JurisdictionMERCED CA
Township / Civil DivisionATWATER
Census Block Group1
Census Block1016
Census Tract603

Owner

3135 Larch Dr is owned and occupied by two individuals who bought it in November 2021.

Source: Merced County records, as of August 21, 2026

Owner of Record2 Individual Names on File
Mailing Address3135 LARCH DR, ATWATER, CA 95301-2266
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2021Grant Deed, Transfer · VA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Apr 18, 2017Grant Deed, Transfer · FHA Mortgage
STEARNS LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 29, 2021 · Amount on File
Deed SaleNov 29, 2021 · Amount on File
Prior SaleApr 18, 2017 · Amount on File
Deed Document Number202152774
Prior Transfer DateNov 1, 2004
Prior Transfer Doc0000073827
Record UpdatedOct 29, 2026

November 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateNov 29, 2021
Property Address3135 LARCH DR, ATWATER, CA 95301-2266
Document Number0000052774
Map ReferenceMB 32 PG 24-27
Instrument DateNov 22, 2021
Instrument2021052774
Transaction TypeTransfer
Record UpdatedDec 27, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3135 LARCH DR, ATWATER, CA 95301-2266

Mortgage

Document Number0000052775
DateNov 29, 2021
Instrument2021052775
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateApr 18, 2017
Property Address3135 LARCH DR, ATWATER, CA 95301-2266
Document Number0000012084
Instrument DateMar 17, 2017
Instrument12084
Transaction TypeTransfer
Record UpdatedMay 30, 2017
Title CompanyTRANSCOUNTY TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$275.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3135 LARCH DR ATWATER CA 953012266, ATWATER, CA 95301-2266

Mortgage

Document Number12085
DateApr 18, 2017
Instrument12085
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3135 Larch Dr was $4,705.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityAtwater City
CountyMerced County
Elementary School DistrictAtwater Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$441,630 (+2%) Land $92,006 Building $349,624
2025$4,705.00$432,971 Land $90,202 Building $342,769
2023$4,473.00 (+1.06%)$416,160 Land $86,700 Building $329,460
2022$4,426.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3135 Larch Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3135 Larch Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ATWATER
serves 29,479 people · EPA ID CA2410001
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Ayera Technologies
Fixed Wireless
1,000 / 500
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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