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3135 Flat Creek Rd, Lancaster, SC 29720 Property Records

Lancaster County property record for 3135 Flat Creek Rd, Lancaster, SC 29720

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,713 sqft · built 1947
Lot Size0.8 acres (34,848 sqft)
OwnerIndividual Name on Record
Last Sale$192,377 (Aug 2026)
Tax Bill$1,327 (2025)
Deeds & MortgagesAug 2026 Sale
Dec 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN0079-00-094.00

Property Details

APN / Parcel Number

Primary APN0079-00-094.00
Alternative APNs
  • 00790 00 094.00
  • 11559

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,713 sqft Living Area
Gross Area2,127 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 2015
Exterior MaterialBrick
Construction TypeWood
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area34,848 sqft (0.8 acres)
Garage Area385 sqft
PorchPorch
Porch Area30 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number11559
Street Address3135 FLAT CREEK RD
CityLANCASTER
StateSC
Zip29720-0619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal Description154X348.2X48.2X3
Legal SubdivisionBENNETT W BEACHAM
Legal Block2
Legal Lot Number2
JurisdictionLANCASTER SC
Township / Civil DivisionLANCASTER
Census Block Group4
Census Block4023
Census Tract11001

Owner

Source: Lancaster County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2150 SANS SOUCI BLVD, NORTH MIAMI, FL 33181-3045
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Dec 1, 2022Warranty Deed, Transfer · FHA Mortgage
FREEDOM MORTGAGE CORP
Mar 3, 2022Deed, Construction Loan · Construction Mortgage
KIAVI FUNDING INC
Sep 1, 2017Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 6, 2026 · Amount on Record
Deed SaleAug 6, 2026 · Amount on Record
Prior SaleDec 1, 2022 · Amount on Record
Deed Document Number202611321
Deed Book / Page2094 / 244
Prior Transfer DateJul 27, 2016
Prior Transfer Doc0000011422
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANCASTER SC
Recording DateAug 6, 2026
Property Address3135 FLAT CREEK RD, LANCASTER, SC 29720-0619
Document Number0000011321
Book / Page2094 / 244
Instrument DateAug 4, 2026
Instrument202611321
Transaction TypeTransfer
Record UpdatedAug 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$71,891.80
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2150 SANS SOUCI BLVD, NORTH MIAMI, FL 33181-3045

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANCASTER SC
Recording DateDec 1, 2022
Property Address3135 FLAT CREEK RD, LANCASTER, SC 29720-0619
Document Number0000018575
Book / Page1612 / 289
Map ReferenceMB 12 PG 24
Instrument DateNov 30, 2022
Instrument2022018575
Transaction TypeTransfer
Record UpdatedDec 14, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$530.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3135 FLAT CREEK RD, LANCASTER, SC 29720-0619

Mortgage

Document Number0000018585
DateDec 1, 2022
Instrument2022018585
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2052

March 2022: Deed, Construction Loan

Document TypeDeed
JurisdictionLANCASTER SC
Recording DateMar 3, 2022
Property Address3135 FLAT CREEK RD, LANCASTER, SC 29720-0619
Document Number0000003655
Book / Page1525 / 57
Map ReferenceMB 12 PG 24
Instrument DateMar 2, 2022
Instrument2022003655
Transaction TypeConstruction Loan
Record UpdatedMar 15, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$354.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3135 FLAT CREEK RD, LANCASTER, SC 29720-0619

Mortgage

Document Number0000003656
DateMar 3, 2022
Instrument2022003656
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

September 2017: Deed, Transfer

Document TypeDeed
JurisdictionLANCASTER SC
Recording DateSep 1, 2017
Property Address3135 FLAT CREEK RD, LANCASTER, SC 29720-0619
Document Number0000013083
Book / Page1079 / 194
Map ReferenceMB 12 PG 24
Instrument DateJul 21, 2017
Instrument2017013083
Transaction TypeTransfer
Record UpdatedMar 4, 2022

Transaction

AmountAmount Recorded
Tax$516.15
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3135 FLAT CREEK RD, LANCASTER, SC 29720-0619

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyLancaster County
Unified School DistrictLancaster County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,327.00 (+9.49%)$9,090 (-23.33%) Land $1,038 Building $8,052$279,300 (+41.35%) Land $31,900 Building $247,400
2024$1,212.00 (-69.13%)
2023$3,926.00$11,856 Land $1,200 Building $10,656$197,600 Land $20,000 Building $177,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLANCASTER COUNTY W&SD
serves 79,107 people · EPA ID SC2920001
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Feb 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comporium
Cable · Fiber in parts of the area		1,000 / 100

May also be available: RiverNet Connect.

Cell Coverage

5G (outdoors only) and 4G LTE

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