3135 EBB SMITH RD LENOIR NC 286458431, LENOIR, NC 28645-8431
January 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
CALDWELL NC
Property Address
3135 EBB SMITH RD, LENOIR, NC 28645-8431
Document Number
0010029515
Instrument Date
Jan 17, 2019
Transaction Type
Mortgage
Record Updated
Feb 4, 2019
Title Company
ATTORNEY ONLY
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
3135 EBB SMITH RD LENOIR NC 286458431, LENOIR, NC 28645-8431
Mortgage
Document Number
0010029515
Date
Jan 18, 2019
Book Page
001956/000958
Instrument
10029515
Lender
Name
CHARLES W TRIPLETT
Address
PO BOX 674, HUDSON, NC 28638
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
October 2018: Warranty Deed, Construction Loan
Document Type
Warranty Deed
Jurisdiction
CALDWELL NC
Recording Date
Oct 8, 2018
Property Address
3135 EBB SMITH RD, LENOIR, NC 28645-8431
Document Number
0010026626
Book / Page
001950 / 000786
Instrument Date
Oct 5, 2018
Instrument
10026626
Transaction Type
Construction Loan
Record Updated
Oct 24, 2018
Title Company
ATTORNEY ONLY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$360.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
3135 EBB SMITH RD LENOIR NC 286458431, LENOIR, NC 28645-8431
Mortgage
Document Number
10026627
Date
Oct 8, 2018
Book Page
001950/000789
Instrument
10026627
Lender
Name
CHARLES W TRIPLETT
Special Notes
Seller Financed
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
12 Months
Due
Oct 7, 2019
Interest
Rate Type
Adjustable Rate
Tax Assessment & Valuation
The 2026 property tax bill for 3135 Ebb Smith Rd was $1,846, down 4.6% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
Property Jurisdictions
Type
Name
State
North Carolina
County
Caldwell County
Municipality
Gamewell Town
Unified School District
Caldwell County Schools (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$1,846.00 (-4.55%)
$283,700 (-)Land $143,300Building $140,400
2025
$1,934.00 (+51.21%)
$283,700Land $143,300Building $140,400
$283,700Land $143,300Building $140,400
2024
$1,279.00
2023
$156,100 (-)Land $111,000Building $45,100
$156,100 (-)Land $111,000Building $45,100
2022
$998.00
$156,100Land $111,000Building $45,100
$156,100Land $111,000Building $45,100
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 3135 Ebb Smith Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Claims
2 (2018–2019)
Claims Outside the SFHA
2 of 2
Most Recent Claim
Jun 2019 · river or lake flooding
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 3135 Ebb Smith Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood
0.04% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CALDWELL COUNTY WATER--WEST serves 8,763 people · EPA ID NC0114045
Water Source
Purchased surface water from CITY OF LENOIR
Last State Inspection
May 2026
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025