3135 Dover Dr, Santa Cruz, CA 95065 Property Records

Santa Cruz County property record for 3135 Dover Dr, Santa Cruz, CA 95065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,196 sqft · built 2001
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Feb 2002)
Tax Bill	$10,701 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`025-112-30`

Property Details

APN / Parcel Number

Primary APN	`025-112-30`
Alternative APN	`025-112-30-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,196 sqft Living Area
Gross Area	2,670 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Wood
Roof Material	Tile
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3135 DOVER DR
City	SANTA CRUZ
State	CA
Zip	95065-2031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Subdivision	PARCEL MAP
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2003
Census Tract	121300

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3135 DOVER DR, SANTA CRUZ, CA 95065-2031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2020	Deed of Trust, Mortgage · VA Mortgage ASSET FIN'L CTR INC
Feb 24, 2020	Deed of Trust, Mortgage · VA Mortgage ASSET FINANCIAL CENTER INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2002 · Amount on Record
Deed Sale	Feb 8, 2002 · Amount on Record
Prior Sale	Feb 14, 2001 · Amount on Record
Deed Document Number	200210637
Last Transfer Date	Aug 17, 2016
Transfer Doc	0000031092
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	3135 DOVER DR, SANTA CRUZ, CA 95065-2031
Document Number	0000046343
Instrument Date	Oct 31, 2020
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3135 DOVER DR SANTA CRUZ CA 950652031, SANTA CRUZ, CA 95065-2031

Mortgage

Document Number	0000046343
Date	Nov 5, 2020
Instrument	46343

Lender

Name	ASSET FIN'L CTR INC
Address	SACRAMENTO, CA 95811

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	3135 DOVER DR, SANTA CRUZ, CA 95065-2031
Document Number	0000007255
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3135 DOVER DR SANTA CRUZ CA 950652031, SANTA CRUZ, CA 95065-2031

Mortgage

Document Number	0000007255
Date	Mar 2, 2020
Instrument	7255

Lender

Name	ASSET FINANCIAL CENTER INC
Address	1424 21ST ST, SACRAMENTO, CA 95811-5209

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$813,701 (+2%) Land $488,221 Building $325,480
2025	$10,701.00 (+10.1%) Homeowner's exemption	$797,746 (+4.04%) Land $478,648 Building $319,098
2023	$9,719.00 (+1.39%) Homeowner's exemption	$766,769 Land $460,062 Building $306,707	$1,091,790
2022	$9,586.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Cruzio, GeoLinks, Surfnet Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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