3135 Daisy Beach Rd, Tower, MN 55790 Property Records

St. Louis County property record for 3135 Daisy Beach Rd, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 1.5 ba · 1,581 sqft · built 1927
Lot Size	0.869 acres (37,857 sqft)
Owner	Company Name on Record
Last Sale	$3,000 (Mar 2021)
Tax Bill	$4,556 (2026)
Deeds & Mortgages	Sep 2025 Construction Loan Mar 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`387-0130-00410`

Property Details

APN / Parcel Number

Primary APN	`387-0130-00410`
Alternative APN	`1023399`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,581 sqft Gross Area
1st Floor Area	1,581 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Rustic
Exterior Material	Other
Construction Type	Frame
Lot Area	37,857 sqft (0.869 acres)
Garage Type	Mixed
Garage Area	780 sqft

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Deck Area	96 sqft
Patio Area	198 sqft
Cabin	252 sqft
Storage Building	90 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1023399
Street Address	3135 DAISY BEACH RD
City	TOWER
State	MN
Zip	55790-8627
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOTS 40 AND 41 SERIAL #
Legal Subdivision	DAISY BEACH
Legal Lot Number	40-41
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1271
Census Tract	15502

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3740 W HIGH RIDGE RD, LINCOLN, NE 68522-8734
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Construction Mortgage FRANDSEN BANK & TRUST
Mar 31, 2021	Intrafamily Transfer, Transfer
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHOICE FIN'L
Jan 6, 2017	Grant Deed, Transfer · Conventional Mortgage VENTURE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2021 · Amount on Record
Deed Sale	Mar 31, 2021 · Amount on Record
Prior Sale	Jan 6, 2017 · Amount on Record
Deed Document Number	20211038550
Prior Transfer Date	Mar 26, 2021
Prior Transfer Doc	00T1038550
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3135 DAISY BEACH RD, TOWER, MN 55790-8627
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3740W W HIGH RIDGE RD, LINCOLN, NE 68522-8734

Mortgage

Document Number	0001094495
Date	Sep 23, 2025
Instrument	1094495

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	SAINT PAUL, MN 55112

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Aug 19, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Mar 31, 2021
Property Address	3135 DAISY BEACH RD, TOWER, MN 55790-8627
Document Number	0001038550
Instrument Date	Mar 26, 2021
Instrument	1038550
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	3740 W HIGH RIDGE RD, LINCOLN, NE 68522-8734

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3135 DAISY BEACH RD, TOWER, MN 55790-8627
Document Number	00T1024146
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3135 DAISY BEACH RD TOWER MN 557908627, TOWER, MN 55790-8627

Mortgage

Document Number	00T1024146
Date	Jun 4, 2020
Instrument	T1024146

Lender

Name	CHOICE FIN'L
Type	Funding / Finance Company
Address	FARGO, ND 58104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2050

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 6, 2017
Property Address	3135 DAISY BEACH RD, TOWER, MN 55790-8627
Document Number	000T980631
Instrument Date	Dec 29, 2016
Instrument	T980631
Transaction Type	Transfer
Record Updated	Jan 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,056.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3740 W HIGH RIDGE RD LINCOLN NE 685228734, LINCOLN, NE 68522-8734

Mortgage

Document Number	T980632,
Date	Jan 6, 2017
Instrument	T980632

Lender

Name	VENTURE BK
Type	Bank
Address	EAGAN, MN 55121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,556.00 (+27.62%)
2025	$3,570.00 (-0.94%)	$430,200 (+1.53%) Land $240,500 Building $189,700	$430,200 (+1.53%) Land $240,500 Building $189,700
2024	$3,604.00	$423,700 (+13.35%) Land $193,500 Building $230,200	$423,700 (+13.35%) Land $193,500 Building $230,200
2022		$373,800 Land $173,100 Building $200,700	$373,800 Land $173,100 Building $200,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 61% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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