3135 Cobia Ln, Melbourne (Indialantic), FL 32903 Property Records

Brevard County property record for 3135 Cobia Ln, Melbourne, FL 32903

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,295 sqft · built 2000
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Aug 2020)
Tax Bill	$4,385 (2025)
Deeds & Mortgages	Dec 2023 Transfer Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-37-13-29-*-221`

Property Details

APN / Parcel Number

Primary APN	`27-37-13-29-*-221`
Alternative APNs	`27-37-13-29-00000.0-0221.00` `2736822`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,295 sqft Living Area
Gross Area	1,790 sqft
1st Floor Area	1,295 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2012
Architectural Style	Duplex Single
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,742 sqft (0.04 acres)
Lot Dimensions	60 ft deep x 30 ft wide
Garage Type	Attached
Garage Area	379 sqft
Porch	Florida Room
Porch Area	116 sqft
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2736822
Street Address	3135 COBIA LN
City	INDIALANTIC
State	FL
Zip	32903-2092
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2(10)
Legal Description	WINDWARD COVE AT OCEAN SIDE VILLAGE SURVEY BOOK 8 PAGE 4 LOT 221
Legal Range	37E
Legal Township	27S
Legal Section	13
Legal Subdivision	WINDWARD COVE AT OCEAN SIDE VILLAGE
Legal Lot Number	221
Jurisdiction	BREVARD FL
Township / Civil Division	INDIALANTIC-MELBOURNE BEACH
Census Block Group	2
Census Block	2027
Census Tract	66301

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3135 COBIA LN, INDIALANTIC, FL 32903-2092
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Aug 10, 2020	Personal Representative Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2020 · Amount on Record
Deed Sale	Aug 10, 2020 · Amount on Record
Prior Sale	Feb 26, 2009 · Amount on Record
Deed Document Number	2020170560
Deed Book / Page	8819 / 2891
Prior Transfer Date	Jan 21, 2004
Prior Transfer Doc	0000019315
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	Dec 4, 2023
Property Address	3135 COBIA LN, MELBOURNE, FL 32903-2092
Document Number	0099450475
Book / Page	9945 / 475
Map Reference	MB 8 PG 4
Instrument Date	Dec 4, 2023
Instrument	2023253940
Transaction Type	Transfer
Record Updated	Dec 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3135 COBIA LN, MELBOURNE, FL 32903-2092

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3135 COBIA LN, MELBOURNE, FL 32903-2092

August 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 10, 2020
Property Address	3135 COBIA LN, MELBOURNE, FL 32903-2092
Document Number	0088192891
Book / Page	8819 / 2891
Map Reference	MB 8 PG 4
Instrument Date	Aug 5, 2020
Instrument	2020170560
Transaction Type	Transfer
Record Updated	Jul 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3135 COBIA LN, MELBOURNE, FL 32903-2092

Mortgage

Document Number	88192894
Date	Aug 10, 2020
Instrument	8819/2894

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,930 (+2.7%)	$313,190 (-0.19%)
2025	$4,385.00 (+8.08%) Homeowner's exemption	$284,260 (+5.98%)	$313,800 (+1.94%)
2023	$4,057.00 (+6.2%) Homeowner's exemption	$268,210 (+3%)	$307,820 (+18.21%) Land $96,000 Building $211,820
2022	$3,820.00 Homeowner's exemption	$260,400 Land $96,000 Building $164,400	$260,400 Land $96,000 Building $164,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 503 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	503 in force
Nearby Flood Claims	30 (1982–2017)
Claims Outside the SFHA	30 of 30
Most Recent Claim	Oct 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Oct 2017 · 5 claims Tropical Storm Fay, Aug 2008 · 11 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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