Isanti County property record for 31346 Naples St NE, Cambridge, MN 55008
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,093 sqft · built 2018 |
| Lot Size | 8.8 acres (383,328 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $685,000 (Jun 2026) |
| Tax Bill | $6,082 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Apr 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05.124.0010 |
| Primary APN | 05.124.0010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,093 sqft Heated Area |
| 1st Floor Area | 1,350 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 383,328 sqft (8.8 acres) |
| Garage Area | 660 sqft |
| Driveway | Driveway |
| Porch | Slab |
| Deck Area | 224 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 31346 NAPLES ST NE |
|---|---|
| City | CAMBRIDGE |
| State | MN |
| Zip | 55008-7072 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME FOX HILL LOT 001 BLOCK 001 SUBDIVISIONCD 05124 |
| Legal Range | 023 |
| Legal Township | 035 |
| Legal Section | 10 |
| Legal Subdivision | FOX HILL |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | ISANTI MN |
| Township / Civil Division | ISANTI |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 130303 |
Source: Isanti County records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 31346 NAPLES ST NE, CAMBRIDGE, MN 55008-7072 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage ENTRUST FINANCIAL CREDIT UNION |
| Apr 20, 2018 | Grant Deed, Subdivision Related Transfer |
| Nov 14, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2026 · Amount on Record |
| Deed Sale | Jun 18, 2026 · Amount on Record |
| Prior Sale | Apr 26, 2018 · Amount on Record |
| Deed Document Number | 2026545779 |
| Prior Transfer Date | Jun 15, 2010 |
| Prior Transfer Doc | 0000968860 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISANTI MN |
| Recording Date | Jun 18, 2026 |
| Property Address | 31346 NAPLES ST NE, CAMBRIDGE, MN 55008-7072 |
| Document Number | 0000545779 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 2026545779 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $228,310.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 31346 NAPLES ST NE, CAMBRIDGE, MN 55008-7072 |
| Document Number | 0000545780, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 2026545780 |
| Name | ENTRUST FINANCIAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ISANTI MN |
| Recording Date | Apr 20, 2018 |
| Property Address | 31346 NAPLES ST NE, CAMBRIDGE, MN 55008-7072 |
| Document Number | 0000796655 |
| Instrument Date | Apr 20, 2018 |
| Instrument | 796655 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 4, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31346 NAPLES ST CAMBRIDGE MN 55008, CAMBRIDGE, MN 55008 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ISANTI MN |
| Recording Date | Nov 14, 2017 |
| Property Address | 31346 NAPLES ST NE, CAMBRIDGE, MN 55008-7072 |
| Document Number | 0000745851 |
| Instrument Date | Nov 14, 2017 |
| Instrument | 745851 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 20123 NOWTHEN BLVD NW ELK RIVER MN 553308065, ELK RIVER, MN 55330-8065 |
| Investor | Possibly a Property Investor |
Source: Isanti County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Isanti County |
| County Subdivision | Isanti Township |
| Unified School District | Cambridge-Isanti Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,082.00 (+14.37%) Homeowner's exemption | $623,900 (+6.16%) Land $130,000 Building $493,900 | $623,900 (+6.16%) Land $130,000 Building $493,900 |
| 2025 | $587,700 (-0.84%) Land $112,600 Building $475,100 | $587,700 (-0.84%) Land $112,600 Building $475,100 | |
| 2023 | $5,318.00 (-1.3%) Homeowner's exemption | $592,700 Land $112,600 Building $480,100 | $592,700 Land $112,600 Building $480,100 |
| 2022 | $5,388.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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