31345 Oak St, Ocean View, DE 19970 Property Records

Sussex County property record for 31345 Oak St, Ocean View, DE 19970

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,874 sqft · built 1979
Lot Size	0.289 acres (12,602 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Aug 2026)
Tax Bill	$1,112 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`134-12.00-126.00`

Property Details

APN / Parcel Number

Primary APN	`134-12.00-126.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,874 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	12,602 sqft (0.289 acres)
Lot Dimensions	115 ft deep x 86 ft wide
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	31345 OAK ST
City	OCEAN VIEW
State	DE
Zip	19970-3407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	BANKS ACRES LOT 16
Legal Subdivision	BANKS ACRES
Legal Lot Number	16
Jurisdiction	SUSSEX DE
Township / Civil Division	SELBYVILLE-FRANKFORD
Census Block Group	1
Census Block	1003
Census Tract	51307

Owner

31345 Oak St is owned by two individuals who bought it in August 2026.

Source: Sussex County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	112 COCKEYS MILL RD, REISTERSTOWN, MD 21136-5106
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed, Transfer · Conventional Mortgage NEWREZ LLC
Jun 1, 2021	Deed, Transfer · Stand-Alone First Mortgage NFM LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2026 · Amount on File
Deed Sale	Aug 24, 2026 · Amount on File
Prior Sale	Jun 1, 2021 · Amount on File
Deed Document Number	202632880
Deed Book / Page	6567 / 267
Prior Transfer Date	Dec 28, 2011
Prior Transfer Doc	0126690118
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Aug 24, 2026
Property Address	31345 OAK ST, OCEAN VIEW, DE 19970-3407
Document Number	0000032880
Book / Page	6567 / 267
Instrument Date	Aug 17, 2026
Instrument	202632880
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,717,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	112 COCKEYS MILL RD, REISTERSTOWN, MD 21136-5106

Mortgage

Document Number	0000032881,
Date	Aug 24, 2026
Book Page	24277/276
Instrument	202632881

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Jun 1, 2021
Property Address	31345 OAK ST, OCEAN VIEW, DE 19970-3407
Document Number	0054780306
Book / Page	5478 / 306
Instrument Date	May 13, 2021
Instrument	20210000035700
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 CUESTA DR, ELVERSON, PA 19520-9538

Mortgage

Document Number	0199130123
Date	Jun 1, 2021
Book Page	19913/123
Instrument	20210000035701

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 31345 Oak St was $1,112, down 1.9% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,112.00 (-1.85%)	$19,050 (-) Land $2,250 Building $16,800	$371,300 (-) Land $110,700 Building $260,600
2025	$1,133.00	$19,050 Land $2,250 Building $16,800	$371,300 Land $110,700 Building $260,600
2023	$1,187.00	$19,050 Land $2,250 Building $16,800	$38,100 Land $4,500 Building $33,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 31345 Oak St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 511 individual policies
Nearby Flood Policies	995 units insured incl. 484 condo units
Nearby Flood Claims	8 (2012–2025)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31345 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 87% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHANY BAY PUMP DISTRICT private · serves 52,684 people · EPA ID DE0000221
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Bloosurf.

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