3134 Valley Falls St, Elgin, IL 60124 Property Records

Kane County property record for 3134 Valley Falls St, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,362 sqft · built 2007
Owner	Individual Name on File
Last Sale	$230,000 (Aug 2022)
Tax Bill	$6,649 (2025)
Deeds & Mortgages	Aug 2022 Sale Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-18-464-086`

Property Details

APN / Parcel Number

Primary APN	`06-18-464-086`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,362 sqft Living Area
Gross Area	2,043 sqft
Basement Area	681 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Condo/Apartment
Construction Type	Frame

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	3134 VALLEY FALLS ST
City	ELGIN
State	IL
Zip	60124-8830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROVIDENCE CONDO ASSOCIATION - 16TH AMENDMENT - UNIT 27-3134-111
Legal Subdivision	PROVIDENCE CONDO
Legal Block	2
Legal Lot Number	1-12
Legal Unit	27
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2001
Census Tract	851911

Owner

3134 Valley Falls St is owned and occupied by an individual who bought it in August 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3134 VALLEY FALLS ST, ELGIN, IL 60124-8830
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Warranty Deed, Transfer STOCK TITLE SERVICES LLC, STARCK TITLE SERVICES LLC
Aug 15, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 13, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2022 · Amount on File
Deed Sale	Aug 3, 2022 · Amount on File
Prior Sale	Aug 15, 2018 · Amount on File
Deed Document Number	202239463
Prior Transfer Date	Oct 2, 2017
Prior Transfer Doc	0000059398
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 3, 2022
Property Address	3134 VALLEY FALLS ST, ELGIN, IL 60124-8830
Document Number	0000039463
Map Reference	DOC 2005K043004
Instrument Date	Jul 20, 2022
Instrument	2022K039463
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	STOCK TITLE SERVICES LLC, STARCK TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3134 VALLEY FALLS ST, ELGIN, IL 60124-8830

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 15, 2018
Property Address	3134 VALLEY FALLS ST, ELGIN, IL 60124-8830
Document Number	0000039869
Map Reference	DOC2005K043004
Instrument Date	Jul 30, 2018
Instrument	2018K039869
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CITY WIDE TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$194.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3134 VALLEY FALLS ST, ELGIN, IL 60124-8830

Mortgage

Document Number	0000039870
Date	Aug 15, 2018
Instrument	2018K039870

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Nov 13, 2017
Property Address	3134 VALLEY FALLS ST, ELGIN, IL 60124-8830
Document Number	0000059398
Instrument Date	Oct 2, 2017
Instrument	59398
Transaction Type	Transfer
Record Updated	Nov 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	775 HUNTER DR ROSELLE IL 601721805, ROSELLE, IL 60172-1805

Tax Assessment & Valuation

The 2025 property tax bill for 3134 Valley Falls St was $6,649 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,649.00 Homeowner's exemption	$92,902 (+8.57%) Land $28,236 Building $64,666	$278,818 (+8.57%) Land $84,742 Building $194,076
2024		$85,569 Land $26,007 Building $59,562	$256,810 Land $78,052 Building $178,758
2022	$6,178.00 Homeowner's exemption	$70,488 Land $21,423 Building $49,065	$211,464 Land $64,269 Building $147,195

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3134 Valley Falls St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3134 Valley Falls St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, Verizon.

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