3134 Rapid Lightning Rd, Sandpoint, ID 83864 Property Records

Bonner County property record for 3134 Rapid Lightning Rd, Sandpoint, ID 83864

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 3,637 sqft · built 2009
Lot Size	6.04 acres (263,102 sqft)
Owner	Individual Name on Record
Tax Bill	$2,084 (2023)
Deeds & Mortgages	Dec 2022 Line of Credit Sep 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RP58N01E188321A`

Property Details

APN / Parcel Number

Primary APN	`RP58N01E188321A`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,637 sqft Finished Area
Basement Area	1,575 sqft
Finished Basement	1,575 sqft
Great Room	Great Room
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	263,102 sqft (6.04 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Lean-To	720 sqft
Pole Barn	2,160 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant

Location & Zoning

Street Address	3134 RAPID LIGHTNING RD
City	SANDPOINT
State	ID
Zip	83864-9030
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	18-58N-1E TAX 22
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1021
Census Tract	950202

Owner

Source: Bonner County records, as of December 4, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3134 RAPID LIGHTNING RD, SANDPOINT, ID 83864-9030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Quit Claim Deed, Transfer · Line of Credit FREEDOM NORTHWEST CU
Sep 18, 2017	Deed of Trust, Mortgage MICHAEL GENOFF
Nov 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA STATE BANK
Jul 23, 2020	Warranty Deed, Transfer FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2020
Deed Sale	Jul 23, 2020
Prior Sale	Jul 23, 2020
Deed Document Number	0000961494
Last Transfer Date	Dec 5, 2022
Transfer Doc	0001014820
Record Updated	Jun 7, 2026

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BONNER ID
Recording Date	Dec 5, 2022
Property Address	3134 RAPID LIGHTNING RD, SANDPOINT, ID 83864-9030
Document Number	0001014820
Instrument Date	Nov 29, 2022
Instrument	1014820
Transaction Type	Transfer
Record Updated	Dec 16, 2022
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3134 RAPID LIGHTNING RD, SANDPOINT, ID 83864-9030

Mortgage

Document Number	0001014821
Date	Dec 5, 2022
Instrument	1014821

Lender

Name	FREEDOM NORTHWEST CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	3134 RAPID LIGHTNING RD, SANDPOINT, ID 83864-9030
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000911506
Date	Sep 18, 2017
Instrument	911506

Lender

Name	MICHAEL GENOFF
Type	Private Party
Address	SANDPOINT, ID 83864

Agreement

Amount	Amount Recorded

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	3134 RAPID LIGHTNING RD, SANDPOINT, ID 83864-9030
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	NORTH IDAHO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000914474
Date	Nov 14, 2017
Instrument	914474

Lender

Name	COLUMBIA STATE BANK
Type	Bank
Address	COEUR D ALENE, ID 83815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Jul 23, 2020
Property Address	3134 RAPID LIGHTNING RD, SANDPOINT, ID 83864-9030
Document Number	0000961494
Instrument Date	Jul 20, 2020
Instrument	961494
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	NORTH ID TITLE COMPANY SANDPOINT, NORTH ID TTL CO SANDPOINT RW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3134 RAPID LIGHTNING RD, SANDPOINT, ID 83864-9030

Mortgage

Document Number	0000961495
Date	Jul 23, 2020
Instrument	961495

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 22, 2030

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,084.00 Homeowner's exemption	$688,170 Land $105,550 Building $582,620	$688,170 Land $105,550 Building $582,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 83% of Idaho
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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