Dickson County property record for 3134 Hwy 49 E, Charlotte, TN 37036
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,660 sqft · built 1950 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Individual Name on File |
| Last Sale | $197,000 (Feb 2018) |
| Tax Bill | $793 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Feb 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 022026 03300 |
| Primary APN | 022026 03300 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,660 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 30,492 sqft (0.7 acres) |
| Lot Dimensions | 267 ft deep x 115 ft wide |
| Terrain | Rolling |
| Porch | Patio |
|---|---|
| Porch Area | 408 sqft |
| Deck Area | 128 sqft |
| Patio Area | 128 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 3134 HIGHWAY 49 E |
|---|---|
| City | CHARLOTTE |
| State | TN |
| Zip | 37036-5920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 07, COUNTY AREA: F04 |
| Jurisdiction | DICKSON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 60201 |
3134 Hwy 49 E is owned and occupied by an individual who bought it in February 2018.
Source: Dickson County records, as of January 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3134 HIGHWAY 49 E, CHARLOTTE, TN 37036-5920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 3, 2024 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Feb 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD |
| Jan 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ACOPIA LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2018 · Amount on File |
| Deed Sale | Feb 5, 2018 · Amount on File |
| Prior Sale | Nov 6, 2015 · Amount on File |
| Deed Document Number | 2018284821 |
| Deed Book / Page | 245 / V1324 |
| Transfer Doc | 000V981812 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DICKSON TN |
| Property Address | 3134 HIGHWAY 49 E, CHARLOTTE, TN 37036-5920 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00V1567281 |
|---|---|
| Date | Jan 3, 2024 |
| Book Page | V1567/281 |
| Instrument | 360470 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 10, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DICKSON TN |
| Property Address | 3134 HIGHWAY 49 E, CHARLOTTE, TN 37036-5920 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | V1324248 |
|---|---|
| Date | Feb 5, 2018 |
| Book Page | V1324/248 |
| Instrument | 284822 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DICKSON TN |
| Property Address | 3134 HIGHWAY 49 E, CHARLOTTE, TN 37036-5920 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BRENTWOOD TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | V1486563 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | V1486/563 |
| Instrument | 322617 |
| Name | ACOPIA LLC |
|---|---|
| Type | Mortgage Company |
| Address | GOODLETTSVILLE, TN 37072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 3134 Hwy 49 E was $793.
Source: Dickson County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Dickson County |
| Unified School District | Dickson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $793.00 | $46,900 Land $9,350 Building $37,550 | |
| 2024 | $187,600 Land $37,400 Building $150,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3134 Hwy 49 E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3134 Hwy 49 E is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATER AUTH OF DICKSON COUNTY serves 68,675 people · EPA ID TN0000191 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ignite Broadband Fiber | 2,500 / 2,500 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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