3134 E Cambridge Dr, Hayden, ID 83835 Property Records

Kootenai County property record for 3134 E Cambridge Dr, Hayden, ID 83835

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,783 sqft · built 1995
Lot Size	0.515 acres (22,433 sqft)
Owner	2 Company Names on Record
Last Sale	$425,000 (May 2019)
Tax Bill	$2,557 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`004520430080`

Property Details

APN / Parcel Number

Primary APN	`004520430080`
Alternative APN	`156230`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,783 sqft Living Area
1st Floor Area	372 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Frame
Lot Area	22,433 sqft (0.515 acres)
Garage Type	Attached
Garage Area	772 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	156230
Street Address	3134 E CAMBRIDGE DR
City	HAYDEN
State	ID
Zip	83835-7441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGSUB
Legal Description	AVONDALE ON HAYDEN 10TH ADD, LT 8 BLOCK 43 0751N03W
Legal Range	03W
Legal Township	51N
Legal Section	07
Legal Subdivision	AVONDALE ON HAYDEN 10TH ADD
Legal Block	43
Legal Lot Number	8
Jurisdiction	KOOTENAI ID
Township / Civil Division	COEUR D'ALENE
Census Block Group	1
Census Block	1001
Census Tract	1801

Owner

Source: Kootenai County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3134 E CAMBRIDGE DR, HAYDEN, ID 83835-7441
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 2, 2017	Deed of Trust, Mortgage · Line of Credit RELIANT BANK
Dec 4, 2017	Deed of Trust, Mortgage · Line of Credit RELIANT BANK
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
May 6, 2019	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2019 · Amount on Record
Deed Sale	May 6, 2019 · Amount on Record
Prior Sale	May 26, 2015 · Amount on Record
Deed Document Number	20192691214000
Last Transfer Date	Mar 6, 2025
Transfer Doc	0002995797
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	3134 E CAMBRIDGE DR, HAYDEN, ID 83835-7441
Transaction Type	Mortgage
Record Updated	Oct 29, 2021
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2865689000
Date	Oct 15, 2021
Instrument	2865689000

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	3134 E CAMBRIDGE DR, HAYDEN, ID 83835-7441
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2618866000
Date	Nov 2, 2017
Instrument	2618866000

Lender

Name	RELIANT BANK
Type	Bank
Address	BRENTWOOD, TN 37027

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Oct 26, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	3134 E CAMBRIDGE DR, HAYDEN, ID 83835-7441
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2623050000
Date	Dec 4, 2017
Instrument	2623050000

Lender

Name	RELIANT BANK
Type	Bank
Address	BRENTWOOD, TN 37027

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	118 Months
Due	Oct 26, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	3134 E CAMBRIDGE DR, HAYDEN, ID 83835-7441
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2754021000
Date	May 28, 2020
Instrument	2754021000

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	May 6, 2019
Property Address	3134 E CAMBRIDGE DR, HAYDEN, ID 83835-7441
Document Number	2691214000
Map Reference	MB F PG 144
Instrument Date	Apr 26, 2019
Instrument	2691214000
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3134 E CAMBRIDGE DR, HAYDEN, ID 83835-7441

Mortgage

Document Number	2691215000
Date	May 6, 2019
Instrument	2691215000

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Coeur d'Alene School District 271 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,557.00 (+2.48%) Homeowner's exemption	$818,254 (-3.06%) Land $285,000 Building $533,254	$818,254 (-3.06%) Land $285,000 Building $533,254
2024	$2,495.00 (+6.62%)
2023	$2,340.00 Homeowner's exemption	$844,118 (-12.06%) Land $285,000 Building $559,118	$844,118 (-12.06%) Land $285,000 Building $559,118
2022	Homeowner's exemption	$959,860 Land $300,000 Building $659,860	$959,860 Land $300,000 Building $659,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAYDEN LAKE IRRIGATION DIST public/private · serves 9,375 people · EPA ID ID1280087
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Intermax Networks, Ziply Fiber.

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