Kent County property record for 3134 Cottage Ct, Cedar Springs, MI 49319
| Property Type | Condominium |
|---|---|
| Details | 3 ba · 1,482 sqft · built 2002 |
| Lot Size | 1.06 acres (46,391 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Aug 2003) |
| Tax Bill | $3,752 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-06-10-227-012 |
| Primary APN | 41-06-10-227-012 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 1,482 sqft Living Area |
| Basement Area | 1,462 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Lot Area | 46,391 sqft (1.06 acres) |
| Lot Dimensions | 243 ft deep x 190 ft wide |
| Garage Area | 807 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Deck Area | 1,148 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3134 COTTAGE CT |
|---|---|
| City | CEDAR SPRINGS |
| State | MI |
| Zip | 49319-8262 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RA |
| Legal Description | UNIT NO.12 * IVYWOOD ORCHARDS KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.456 LIBER 4604 PAGE 273 |
| Legal Subdivision | IVYWOOD ORCHARDS KENT COUNTY CONDOMINIUM |
| Legal Unit | 12 |
| Jurisdiction | KENT MI |
| Township / Civil Division | ALGOMA |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 10601 |
3134 Cottage Ct, a condominium, is owned and occupied by an individual who bought it in August 2003.
Source: Kent County records, as of September 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3134 COTTAGE CT, CEDAR SPRINGS, MI 49319-8262 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MI CU |
| Jan 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MI CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2003 · Amount on File |
| Deed Sale | Aug 4, 2003 · Amount on File |
| Deed Document Number | 2003152021 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 3134 COTTAGE CT, CEDAR SPRINGS, MI 49319-8262 |
| Document Number | 0000036490 |
| Instrument Date | Apr 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3134 COTTAGE CT CEDAR SPRINGS MI 493198262, CEDAR SPRINGS, MI 49319-8262 |
| Document Number | 0000036490 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 36490 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501-2848 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 29, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 3134 COTTAGE CT, CEDAR SPRINGS, MI 49319-8262 |
| Document Number | 0000005479 |
| Instrument Date | Jan 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2017 |
| Title Company | LAKE MI TITLE AGENCY LLC, LAKE MI TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3134 COTTAGE CT CEDAR SPRINGS MI 493198262, CEDAR SPRINGS, MI 49319-8262 |
| Document Number | 0000005479 |
|---|---|
| Date | Jan 20, 2017 |
| Instrument | 5479 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501-2848 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 19, 2027 |
The 2025 property tax bill for 3134 Cottage Ct was $3,752.
Source: Kent County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| County Subdivision | Algoma Township |
| Unified School District | Cedar Springs Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $224,900 (+7.1%) | $449,800 (+7.1%) | |
| 2025 | $3,752.00 Homeowner's exemption | $210,000 | $420,000 |
| 2023 | $176,200 | $352,400 | |
| 2021 | $3,252.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3134 Cottage Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3134 Cottage Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures