DeKalb County property record for 3134 Co Rd 27, Waterloo, IN 46793
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 3,170 sqft · built 1870 |
| Lot Size | 3.37 acres (146,797 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,764 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Oct 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-06-07-400-001.000-007 |
| Primary APN | 17-06-07-400-001.000-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,170 sqft Living Area |
| 1st Floor Area | 2,402 sqft |
| Attic | Attic |
| Attic Area | 1,536 sqft |
| Basement Area | 1,202 sqft |
| Unfinished Basement | 1,202 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 146,797 sqft (3.37 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 050607400001 |
|---|---|
| Street Address | 3134 COUNTY ROAD 27 |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT N1/2 SE1/4 SECTION 7 TWP 34 RANGE 13 ACRES 3.3700 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | GRANT |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 20200 |
3134 Co Rd 27 is owned and occupied by an individual who acquired it in August 2022.
Source: DeKalb County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3134 COUNTY ROAD 27, WATERLOO, IN 46793-9424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 7, 2024 | Deed of Trust, Mortgage · Line of Credit HORIZON BANK |
| Oct 24, 2022 | Deed of Trust, Mortgage · Line of Credit HORIZON BANK |
| Aug 29, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2022 |
| Deed Sale | Aug 29, 2022 |
| Deed Document Number | 20225475 |
| Prior Transfer Date | Aug 22, 2022 |
| Prior Transfer Doc | 0202205475 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 3134 COUNTY ROAD 27, WATERLOO, IN 46793-9424 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3134 COUNTY ROAD 27, WATERLOO, IN 46793-9424 |
| Document Number | 0202401114 |
|---|---|
| Date | Mar 7, 2024 |
| Instrument | 202401114 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | 15 FRANKLIN ST, MICHIGAN CITY, IN 46360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Feb 3, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 3134 COUNTY ROAD 27, WATERLOO, IN 46793-9424 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3134 COUNTY ROAD 27, WATERLOO, IN 46793-9424 |
| Document Number | 0202206720 |
|---|---|
| Date | Oct 24, 2022 |
| Instrument | 202206720 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Sep 20, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DE KALB IN |
| Recording Date | Aug 29, 2022 |
| Property Address | 3134 COUNTY ROAD 27, WATERLOO, IN 46793-9424 |
| Document Number | 0202205475 |
| Instrument Date | Aug 22, 2022 |
| Instrument | 202205475 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3134 COUNTY ROAD 27, WATERLOO, IN 46793-9424 |
The 2025 property tax bill for 3134 Co Rd 27 was $1,764, up 1.3% from the year before.
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Grant Township |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,764.00 (+1.32%) | $273,900 (+0.37%) Land $49,400 Building $224,500 | $273,900 (+0.37%) Land $49,400 Building $224,500 |
| 2024 | $1,741.00 (-6.7%) | $272,900 (+2.79%) Land $49,400 Building $223,500 | $272,900 (+2.79%) Land $49,400 Building $223,500 |
| 2023 | $1,866.00 (+13.85%) | $265,500 (+17.43%) Land $47,500 Building $218,000 | $265,500 (+17.43%) Land $47,500 Building $218,000 |
| 2022 | $1,639.00 | $226,100 Land $41,300 Building $184,800 | $226,100 Land $41,300 Building $184,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3134 Co Rd 27 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3134 Co Rd 27 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
| Locl.Net Fixed Wireless | 30 / 8 |
| T-Mobile Fixed Wireless | 25 / 3 |
| Watch TV Fixed Wireless | 25 / 3 |
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