31338 Bermuda St, Winchester, CA 92596 Property Records

Riverside County property record for 31338 Bermuda St, Winchester, CA 92596

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,171 sqft · built 2004
Lot Size	0.179 acres (7,840 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Jul 2020)
Tax Bill	$7,780 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`480-240-021`

Property Details

APN / Parcel Number

Primary APN	`480-240-021`
Alternative APN	`467700021`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,171 sqft Living Area
Gross Area	3,671 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	7,840 sqft (0.179 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	480240021
Old Parcel Number	467700021
Street Address	31338 BERMUDA ST
City	WINCHESTER
State	CA
Zip	92596-8721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.18 ACRES IN LOT 20 MB 337/059 TR 29675
Legal Tract	29675
Legal Lot Number	20
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2007
Census Tract	43235

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	31338 BERMUDA ST, WINCHESTER, CA 92596-8721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC
Jul 30, 2020	Grant Deed, Transfer · FHA Mortgage ROYAL PACIFIC FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2020 · Amount on Record
Deed Sale	Jul 30, 2020 · Amount on Record
Prior Sale	Jan 28, 2014
Deed Document Number	2020-0343020
Record Updated	Jun 7, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31338 BERMUDA ST, WINCHESTER, CA 92596-8721
Transaction Type	Mortgage
Record Updated	Oct 3, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31338 BERMUDA ST, WINCHESTER, CA 92596-8721

Mortgage

Document Number	0000279659
Date	Sep 21, 2023
Instrument	2023-0279659

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31338 BERMUDA ST, WINCHESTER, CA 92596-8721
Transaction Type	Mortgage
Record Updated	Jul 26, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31338 BERMUDA ST, WINCHESTER, CA 92596-8721

Mortgage

Document Number	0000414732
Date	Jul 9, 2021
Instrument	2021-0414732

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company
Address	REDLANDS, CA 92374

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 30, 2020
Property Address	31338 BERMUDA ST, WINCHESTER, CA 92596-8721
Document Number	0000343020
Map Reference	MB 337 PG 59-62
Instrument Date	Jul 6, 2020
Instrument	2020-0343020
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	31338 BERMUDA ST, WINCHESTER, CA 92596-8721

Mortgage

Document Number	0000343021
Date	Jul 30, 2020
Instrument	2020-0343021

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Murrieta Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,780.00 (+0.82%)	$460,033 (+4.04%) Land $135,304 Building $324,729
2023	$7,717.00 (+2.27%)	$442,170 Land $130,050 Building $312,120
2022	$7,546.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
Accel Wireless Fixed Wireless	100 / 25

May also be available: Verizon.

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