31331 Terry Cir, Bethany Beach, DE 19930 Property Records

Sussex County property record for 31331 Terry Cir, Bethany Beach, DE 19930

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 3,628 sqft · built 2005
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on File
Last Sale	$625,000 (Feb 2021)
Tax Bill	$1,662 (2026)
Deeds & Mortgages	Sep 2021 Refinance Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`134-13.00-2103.00`

Property Details

APN / Parcel Number

Primary APN	`134-13.00-2103.00`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,628 sqft Living Area
Gross Area	4,536 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Slab
Porch Area	352 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	31331 TERRY CIR
City	BETHANY BEACH
State	DE
Zip	19930-3514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Description	BETHANY LAKES LOT 29
Legal Subdivision	BETHANY LAKES
Legal Lot Number	29
Jurisdiction	SUSSEX DE
Township / Civil Division	SELBYVILLE-FRANKFORD
Census Block Group	1
Census Block	1035
Census Tract	51201

Owner

31331 Terry Cir is owned and occupied by an individual who bought it in February 2021.

Source: Sussex County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	31331 TERRY CIR, BETHANY BEACH, DE 19930-3514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BAY CAP MTG CORP
Feb 5, 2021	Deed, Transfer · Stand-Alone First Mortgage TKN LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2021 · Amount on File
Deed Sale	Feb 5, 2021 · Amount on File
Prior Sale	Aug 1, 2014 · Amount on File
Deed Document Number	20218046
Deed Book / Page	5404 / 197
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	31331 TERRY CIR, BETHANY BEACH, DE 19930-3514
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202900260
Date	Sep 15, 2021
Book Page	20290/260
Instrument	20210000057629

Lender

Name	BAY CAP MTG CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Feb 5, 2021
Property Address	31331 TERRY CIR, BETHANY BEACH, DE 19930-3514
Document Number	0054040197
Book / Page	5404 / 197
Instrument Date	Jan 20, 2021
Instrument	20210000008046
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31331 TERRY CIR, BETHANY BEACH, DE 19930-3514

Mortgage

Document Number	0193860001
Date	Feb 5, 2021
Book Page	19386/1
Instrument	20210000008047

Lender

Name	TKN LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 31331 Terry Cir was $1,662, down 0.4% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,662.00 (-0.36%)	$53,950 (-) Land $6,250 Building $47,700	$752,100 (-) Land $178,500 Building $573,600
2025	$1,668.00	$53,950 Land $6,250 Building $47,700	$752,100 Land $178,500 Building $573,600
2023	$2,331.00	$53,950 Land $6,250 Building $47,700	$109,700 Land $12,500 Building $97,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 31331 Terry Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 496 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	665 units insured incl. 169 condo units
Nearby Flood Claims	130 (1981–2025)
Claims Outside the SFHA	3 of 130
Most Recent Claim	Aug 2025 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 35 claims Severe Winter Storms, High Winds, And Flooding, Feb 1998 · 21 claims Severe Coastal Storm, Jan 1992 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31331 Terry Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 84% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHANY BAY PUMP DISTRICT private · serves 52,684 people · EPA ID DE0000221
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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