31322 Topsail Dr, Lewes, DE 19958 Property Records

Sussex County property record for 31322 Topsail Dr, Lewes, DE 19958

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,656 sqft · built 2018
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Trust Names on File
Last Sale	$523,766 (Nov 2018)
Tax Bill	$1,572 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Jul 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`234-12.00-432.00`

Property Details

APN / Parcel Number

Primary APN	`234-12.00-432.00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,656 sqft Living Area
Basement Area	1,574 sqft
Finished Basement	1,574 sqft
Elevator	Elevator

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	140 ft deep x 61 ft wide
Garage Type	Mixed
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	455 sqft
Deck Area	Deck Area
Granary	700 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	31322 TOPSAIL DR
City	LEWES
State	DE
Zip	19958-3414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARSH FARM ESTATES LOT 59
Legal Subdivision	MARSH FARM ESTATES
Legal Lot Number	59
Jurisdiction	SUSSEX DE
Township / Civil Division	LEWES
Census Block Group	1
Census Block	1000
Census Tract	51012

Owner

31322 Topsail Dr is owner-occupied and held in a trust since November 2018.

Source: Sussex County records, as of September 18, 2026

Owner of Record	2 Trust Names on File
Mailing Address	31322 TOPSAIL DR, LEWES, DE 19958-3414
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE CORP
Jul 21, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Nov 15, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jan 21, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 9, 2018	Deed, Transfer
Jul 18, 2018	Grant Deed, Transfer
Aug 9, 2017	Trustee's Deed, Transfer NVR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2018 · Amount on File
Deed Sale	Nov 9, 2018 · Amount on File
Deed Document Number	201841125
Deed Book / Page	4975 / 21
Prior Transfer Date	Jul 9, 2018
Prior Transfer Doc	0049190147
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	31322 TOPSAIL DR, LEWES, DE 19958-3414
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0222050225
Date	Jan 29, 2024
Book Page	22205/225
Instrument	2024000003130

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 19, 2054

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	31322 TOPSAIL DR, LEWES, DE 19958-3414
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201030057
Date	Jul 21, 2021
Book Page	20103/57
Instrument	20210000046328

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	31322 TOPSAIL DR, LEWES, DE 19958-3414
Document Number	0179920133
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31322 TOPSAIL DR LEWES DE 199583414, LEWES, DE 19958-3414

Mortgage

Document Number	0179920133
Date	Dec 5, 2019
Book Page	017992/000133
Instrument	46454

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2049

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUSSEX DE
Recording Date	Jan 21, 2020
Property Address	31322 TOPSAIL DR, LEWES, DE 19958-3414
Document Number	0051880151
Book / Page	005188 / 000151
Instrument Date	Oct 10, 2019
Instrument	3024
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	55 RIVERSIDE DR SEVERNA PARK MD 211463403, SEVERNA PARK, MD 21146-3403

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Nov 9, 2018
Property Address	31322 TOPSAIL DR, LEWES, DE 19958-3414
Document Number	0049750021
Book / Page	4975 / 21
Instrument Date	Nov 8, 2018
Instrument	201800041125
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31322 TOPSAIL DR, LEWES, DE 19958-3414
Investor	Possibly a Property Investor

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX DE
Recording Date	Jul 18, 2018
Property Address	31322 TOPSAIL DR, LEWES, DE 19958-3414
Document Number	0049190147
Book / Page	004919 / 000147
Instrument Date	Jul 13, 2018
Instrument	25846
Transaction Type	Transfer
Record Updated	Oct 8, 2018

Transaction

Amount	Amount on Record
Tax	$361.50
Amount Accuracy	Confirmed
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	32445 ROYAL BLVD #1 DAGSBORO DE 199393860, 1, DAGSBORO, DE 19939-3860
Investor	Possibly a Property Investor

August 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	SUSSEX DE
Recording Date	Aug 9, 2017
Property Address	31322 TOPSAIL DR, LEWES, DE 19958-3414
Document Number	0047500139
Book / Page	004750 / 000139
Instrument Date	Aug 3, 2017
Instrument	29719
Transaction Type	Transfer
Record Updated	Mar 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2979 BARLEY MILL RD YORKLYN DE 197369702, YORKLYN, DE 19736-9702

Mortgage

Document Number	163870165
Date	Aug 9, 2017
Book Page	016387/000165
Instrument	29720

Lender

Name	NVR

Agreement

Amount	Amount on Record

Mortgage

Document Number	163870183,
Date	Aug 9, 2017
Book Page	016387/000183
Instrument	29722

Lender

Name	M&T BK
Type	Bank

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 31322 Topsail Dr was $1,572, down 0.4% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Cape Henlopen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Market Value
2026	$1,572.00 (-0.38%)	$747,600 (-) Land $190,600 Building $557,000
2025	$1,578.00	$747,600 Land $190,600 Building $557,000
2023	$1,844.00	$74,900 Land $11,000 Building $63,900

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 31322 Topsail Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 58 policies
Nearby Flood Policies	58 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31322 Topsail Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

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