31322 Terry Cir, Bethany Beach, DE 19930 Property Records

Sussex County property record for 31322 Terry Cir, Bethany Beach, DE 19930

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,286 sqft · built 2004
Lot Size	0.326 acres (14,187 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,392 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`134-13.00-2117.00`

Property Details

APN / Parcel Number

Primary APN	`134-13.00-2117.00`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,286 sqft Living Area
Gross Area	4,550 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	14,187 sqft (0.326 acres)
Lot Dimensions	136 ft deep x 208 ft wide
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	102 sqft
Deck Area	Deck Area
Patio Area	1,008 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	31322 TERRY CIR
City	BETHANY BEACH
State	DE
Zip	19930-3515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Description	BETHANY LAKES LOT 43
Legal Subdivision	BETHANY LAKES
Legal Lot Number	43
Jurisdiction	SUSSEX DE
Township / Civil Division	SELBYVILLE-FRANKFORD
Census Block Group	1
Census Block	1036
Census Tract	51201

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31322 TERRY CIR, BETHANY BEACH, DE 19930-3515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
May 6, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 17, 2020
Transfer Doc	0052350179
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	31322 TERRY CIR, BETHANY BEACH, DE 19930-3515
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0215200264
Date	Jan 5, 2023
Book Page	21520/264
Instrument	2023000000499

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	May 6, 2020
Property Address	31322 TERRY CIR, BETHANY BEACH, DE 19930-3515
Document Number	0052350179
Book / Page	5235 / 179
Instrument Date	Apr 17, 2020
Instrument	20200000018461
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31322 TERRY CIR, BETHANY BEACH, DE 19930-3515

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,392.00 (-0.33%)	$55,700 (-) Land $6,250 Building $49,450	$1,083,700 (-) Land $200,400 Building $883,300
2025	$2,400.00 (+0.33%)	$55,700 (-) Land $6,250 Building $49,450	$1,083,700 (+872.8%) Land $200,400 Building $883,300
2023	$2,392.00	$55,700 Land $6,250 Building $49,450	$111,400 Land $12,500 Building $98,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 496 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	665 units insured incl. 169 condo units
Nearby Flood Claims	130 (1981–2025)
Claims Outside the SFHA	3 of 130
Most Recent Claim	Aug 2025 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 35 claims Severe Winter Storms, High Winds, And Flooding, Feb 1998 · 21 claims Severe Coastal Storm, Jan 1992 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 81% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHANY BAY PUMP DISTRICT private · serves 52,684 people · EPA ID DE0000221
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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