31322 Pardella Ln, Laguna Niguel, CA 92677 Property Records

Orange County property record for 31322 Pardella Ln, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1977
Lot Size	0.09 acres (3,897 sqft)
Owner	Company Name on Record
Last Sale	$945,000 (Oct 2020)
Tax Bill	$10,265 (2025)
Deeds & Mortgages	Sep 2023 Transfer Jul 2022 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`658-085-03`

Property Details

APN / Parcel Number

Primary APN	`658-085-03`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	1,632 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	3,897 sqft (0.09 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	31322 PARDELLA LN
City	LAGUNA NIGUEL
State	CA
Zip	92677-2743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 8906 BLK LOT 16
Legal Subdivision	TRACT NO 8906
Legal Tract	8906
Legal Lot Number	16
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4004
Census Tract	42324

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	31322 PARDELLA LN, LAGUNA NIGUEL, CA 92677-2743
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Intrafamily Transfer, Transfer
Jul 7, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNISON AGREEMENT CORP
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 27, 2020	Affidavit of Death, Transfer CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO
Oct 27, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED AMERICAN MORTGAGE CORP
May 21, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2020 · Amount on Record
Deed Sale	Oct 27, 2020 · Amount on Record
Prior Sale	Sep 11, 2013 · Amount on Record
Deed Document Number	2020608965
Prior Transfer Date	Jun 1, 1994
Prior Transfer Doc	0000434464
Record Updated	Oct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Sep 6, 2023
Property Address	31322 PARDELLA LN, LAGUNA NIGUEL, CA 92677-2743
Document Number	0000217135
Map Reference	MB 376 PG 41&42
Instrument Date	Aug 29, 2023
Instrument	2023000217135
Transaction Type	Transfer
Record Updated	Sep 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31322 PARDELLA LN, LAGUNA NIGUEL, CA 92677-2743

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	31322 PARDELLA LN, LAGUNA NIGUEL, CA 92677-2743
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	VANTAGE POINT TITLE CO OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31322 PARDELLA LN, LAGUNA NIGUEL, CA 92677-2743

Mortgage

Document Number	0000238700
Date	Jul 7, 2022
Instrument	2022000238700

Lender

Name	UNISON AGREEMENT CORP
Type	Non-Lending Institution
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	31322 PARDELLA LN, LAGUNA NIGUEL, CA 92677-2743
Transaction Type	Mortgage
Record Updated	Sep 3, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31322 PARDELLA LN, LAGUNA BEACH, CA 92677-2743

Mortgage

Document Number	0000535359
Date	Aug 26, 2021
Instrument	2021000535359

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

October 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ORANGE CA
Recording Date	Oct 27, 2020
Property Address	31322 PARDELLA LN, LAGUNA NIGUEL, CA 92677-2743
Document Number	0000608964
Instrument Date	Sep 30, 2020
Instrument	608964
Transaction Type	Transfer
Record Updated	Nov 5, 2020
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 LAGUNITA DR LAGUNA BEACH CA 926514237, LAGUNA BEACH, CA 92651-4237

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 27, 2020
Property Address	31322 PARDELLA LN, LAGUNA NIGUEL, CA 92677-2743
Document Number	0000608965
Map Reference	MB 376 PG 41&42
Instrument Date	Sep 21, 2020
Instrument	2020000608965
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31322 PARDELLA LN, LAGUNA NIGUEL, CA 92677-2743

Mortgage

Document Number	0000608966
Date	Oct 27, 2020
Instrument	2020000608966

Lender

Name	UNITED AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	May 21, 2018
Property Address	31322 PARDELLA LN, LAGUNA NIGUEL, CA 92677-2743
Document Number	0000183754
Instrument Date	May 3, 2018
Instrument	183754
Transaction Type	Transfer
Record Updated	May 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	29692 TERACINA LAGUNA NIGUEL CA 926777915, LAGUNA NIGUEL, CA 92677-7915

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,043,354 (+2%) Land $922,220 Building $121,134
2025	$10,265.00 (+3.92%) Homeowner's exemption	$1,022,897 (+4.04%) Land $904,138 Building $118,759
2023	$9,878.00 (+1.96%) Homeowner's exemption	$983,178 Land $869,029 Building $114,149
2022	$9,688.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1988–2001)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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