31322 Flying Cloud Dr, Laguna Niguel, CA 92677 Property Records

Orange County property record for 31322 Flying Cloud Dr, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,550 sqft · built 1968
Lot Size	0.062 acres (2,716 sqft)
Owner	Trust Name on File
Last Sale	$975,000 (Feb 2022)
Tax Bill	$10,454 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Oct 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`658-041-02`

Property Details

APN / Parcel Number

Primary APN	`658-041-02`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,550 sqft Living Area
1st Floor Area	1,550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	2,716 sqft (0.062 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	31322 FLYING CLOUD DR
City	LAGUNA BEACH
State	CA
Zip	92677-2717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 5572 BLK LOT 1 TR 5572 LOT 1 GARAGE LOT 57 TOGETHER WITH AN UND
Legal Subdivision	5527
Legal Tract	5572
Legal Lot Number	1,57
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4003
Census Tract	42324

Owner

31322 Flying Cloud Dr is held in a trust since October 2022.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	31322 FLYING CLOUD DR, LAGUNA NIGUEL, CA 92677-2717
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Oct 25, 2022	Intrafamily Transfer, Transfer
Feb 22, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED AMERICAN MORTGAGE CORP
Aug 10, 2017	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2022 · Amount on File
Deed Sale	Feb 22, 2022 · Amount on File
Prior Sale	Mar 9, 2012 · Amount on File
Deed Document Number	202271068
Last Transfer Date	Oct 20, 2022
Transfer Doc	0000344626
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	31322 FLYING CLOUD DR, LAGUNA NIGUEL, CA 92677-2717
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31322 FLYING CLOUD DR, LAGUNA BEACH, CA 92677-2717

Mortgage

Document Number	0000325285
Date	Nov 20, 2025
Instrument	2025000325285

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 30, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Oct 25, 2022
Property Address	31322 FLYING CLOUD DR, LAGUNA NIGUEL, CA 92677-2717
Document Number	0000344626
Map Reference	MB 240 PG 42-45
Instrument Date	Oct 20, 2022
Instrument	2022000344626
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31322 FLYING CLOUD DR, LAGUNA NIGUEL, CA 92677-2717

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 22, 2022
Property Address	31322 FLYING CLOUD DR, LAGUNA NIGUEL, CA 92677-2717
Document Number	0000071068
Map Reference	MB 240 PG 42-45
Instrument Date	Jan 24, 2022
Instrument	2022000071068
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31322 FLYING CLOUD DR, LAGUNA NIGUEL, CA 92677-2717

Mortgage

Document Number	0000071069
Date	Feb 22, 2022
Instrument	2022000071069

Lender

Name	UNITED AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	31322 FLYING CLOUD DR, LAGUNA NIGUEL, CA 92677-2717
Document Number	0000372112
Instrument Date	Aug 10, 2017
Transaction Type	Mortgage
Record Updated	Sep 11, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31322 FLYING CLOUD DR LAGUNA NIGUEL CA 926772717, LAGUNA NIGUEL, CA 92677-2717

Mortgage

Document Number	0000372112
Date	Aug 31, 2017
Instrument	372112

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Aug 30, 2057

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 31322 Flying Cloud Dr was $10,454.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,055,370 (+2%) Land $922,069 Building $133,301
2025	$10,454.00	$1,034,677 Land $903,989 Building $130,688
2023	$10,063.00 (+39.86%)	$994,500 Land $868,886 Building $125,614
2022	$7,195.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 31322 Flying Cloud Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1988–2001)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31322 Flying Cloud Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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