31320 Ferris Trl, Stacy, MN 55079 Property Records

Chisago County property record for 31320 Ferris Trl, Stacy, MN 55079

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 972 sqft · built 1992
Lot Size0.93 acres (40,511 sqft)
Owner2 Individual Names on File
Last Sale$214,000 (Oct 2017)
Tax Bill$2,950 (2026)
Deeds & MortgagesNov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN19-00162-55

Property Details

APN / Parcel Number

Primary APN19-00162-55
Alternative APNs
  • 3175384
  • 3369371
  • 3453857
  • 3984624

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area972 sqft Living Area
Gross Area2,378 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2008
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area40,511 sqft (0.93 acres)
Garage TypeDetached
Garage Area384 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number3984624
Street Address31320 FERRIS TRL
CitySTACY
StateMN
Zip55079-9563
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSUBDIVISIONNAME SHERMAN OAKS PLAT 2 LOT 017 BLOCK 001 SUBDIVISIONCD 19061
Legal Range021
Legal Township034
Legal Section29
Legal SubdivisionSHERMAN OAKS
Legal Block1
Legal Lot Number17
JurisdictionCHISAGO MN
Township / Civil DivisionSTACY
Census Block Group2
Census Block2017
Census Tract110402

Owner

31320 Ferris Trl is owned and occupied by two individuals who bought it in October 2017.

Source: Chisago County records, as of April 14, 2026

Owner of Record2 Individual Names on File
Mailing Address31320 FERRIS TRL, STACY, MN 55079-9563
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2017 · Amount on File
Deed SaleOct 31, 2017 · Amount on File
Prior SaleNov 10, 1999 · Amount on File
Record UpdatedOct 29, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHISAGO MN
Property Address31320 FERRIS TRL, STACY, MN 55079-9563
Transaction TypeMortgage
Record UpdatedDec 21, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, T-25807
DateNov 1, 2017
InstrumentT-25807
Lender
NameASSOCIATED BANK NA
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term350 Months
DueJan 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 31320 Ferris Trl was $2,950 with a homeowner's exemption, down 3.9% from the year before.

Source: Chisago County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyChisago County
MunicipalityStacy City
Unified School DistrictNorth Branch Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,950.00 (-3.91%)
2025$3,070.00 Homeowner's exemption
2024$277,300 (-6.51%)$297,100 (-3%)
2023$3,008.00 (+1.83%) Homeowner's exemption$296,600 (+8.64%)$306,300 (+7.62%) Land $70,000 Building $236,300
2022$2,954.00 (+9.08%) Homeowner's exemption$273,000 (+31.76%)$284,600 (+26.88%) Land $70,000 Building $214,600
2021$2,708.00$207,200$224,300 Land $56,000 Building $168,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31320 Ferris Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31320 Ferris Trl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemStacy
serves 1,593 people · EPA ID MN1130016
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2016
Gross alpha radiation
resolved · Jul 2016
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
2,000 / 350
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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