3132 Studley Rd, Charlotte, NC 28212 Property Records

Mecklenburg County property record for 3132 Studley Rd, Charlotte, NC 28212

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,016 sqft · built 1984
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on Record
Tax Bill$2,392 (2024)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN165-103-21

Property Details

APN / Parcel Number

Primary APN165-103-21

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,016 sqft Living Area
1st Floor Area1,008 sqft
Upper Floors Area504 sqft
Basement Area504 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1990
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,038 sqft (0.46 acres)
Garage Area504 sqft
Deck Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3132 STUDLEY RD
CityCHARLOTTE
StateNC
Zip28212-9024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal SubdivisionPINEY GROVE
Legal Block3
Legal Lot Number21
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1002
Census Tract1921

Owner

Source: Mecklenburg County records, as of September 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3132 STUDLEY RD, CHARLOTTE, NC 28212-9024
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2015
Deed SaleOct 30, 2015
Prior SaleJun 25, 2007 · Amount on Record
Deed Document Number2015141964
Deed Book / Page30382 / 832
Prior Transfer DateOct 23, 2015
Prior Transfer Doc0000141964
Record UpdatedOct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateJul 12, 2021
Property Address3132 STUDLEY RD, CHARLOTTE, NC 28212-9024
Document Number0000133907
Book / Page36281 / 555
Instrument DateJul 7, 2021
Instrument2021133907
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3132 STUDLEY RD, CHARLOTTE, NC 28212-9024

Mortgage

Document Number0000133908
DateJul 12, 2021
Instrument2021133908
Lender
NameSOUTHERN TRUST MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$295,700 Land $65,000 Building $230,700$295,700 Land $65,000 Building $230,700
2024$2,392.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1997–2006)
Claims Outside the SFHA2 of 4
Most Recent ClaimNov 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Google Fiber.

Nearby Properties on Studley Rd

Nearby Streets

Search Property Records by Address or Parcel Number