3132 SE 28th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 3132 SE 28th St, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,188 sqft · built 1978
Lot Size0.325 acres (14,157 sqft)
OwnerIndividual Name on Record
Last Sale$260,000 (Nov 2023)
Tax Bill$714 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN1-25-37-35-0010-00090-0110

Property Details

APN / Parcel Number

Primary APN1-25-37-35-0010-00090-0110
Alternative APN
  • R12537350010000900110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,188 sqft Living Area
Gross Area1,944 sqft
1st Floor Area1,988 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area14,157 sqft (0.325 acres)
Garage TypeAttached
Garage Area648 sqft
PorchEnclosed/Unfinished Porch
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3132 SE 28TH ST
CityOKEECHOBEE
StateFL
Zip34974-6673
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA REVISED AND ADDITION TO PLAT OF TAYLOR CREEK DEVELOPMENT REVISED PLAT NO 2 (PLAT BOOK 3 PAGE 8) LOT 11 BLOCK 9
Legal Range35E
Legal Township37S
Legal Section25
Legal SubdivisionTAYLOR CREEK DEVELOPMENT REVISED PLAT
Legal Block9
Legal Lot Number11
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group1
Census Block1002
Census Tract910403

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Okeechobee Battlefield
listed 1966 · 1 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000269

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Okeechobee County records, as of May 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3132 SE 28TH ST, OKEECHOBEE, FL 34974-6673
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 13, 2023 · Amount on Record
Deed SaleNov 13, 2023 · Amount on Record
Prior SaleAug 9, 2010 · Amount on Record
Deed Document Number202312865
Prior Transfer DateJan 23, 2013
Prior Transfer Doc0007250279
Record UpdatedOct 29, 2026

November 2023: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionOKEECHOBEE FL
Recording DateNov 13, 2023
Property Address3132 SE 28TH ST, OKEECHOBEE, FL 34974-6673
Document Number0000012865
Map ReferenceMB 3 PG 8
Instrument DateNov 7, 2023
Instrument2023012865
Transaction TypeTransfer
Record UpdatedFeb 20, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3132 SE 28TH ST, OKEECHOBEE, FL 34974-6673

Transferred To (Grantee/Buyer)

NameVerified Name
Address3132 SE 28TH ST, OKEECHOBEE, FL 34974-6673

Mortgage

Document Number0000012866
DateNov 13, 2023
Instrument2023012866
Lender
NameMETROPLEX MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$714.00 (+5.15%)$160,143 (+45.78%)$208,150 (+20.17%) Land $45,000 Building $163,150
2024$679.00 (-57.83%)
2023$1,610.00 (+10.05%) Homeowner's exemption$109,855 (+3%)$173,217 (+16.48%) Land $24,000 Building $149,217
2022$1,463.00 Homeowner's exemption$106,655$148,714 Land $24,000 Building $124,714

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation16.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims10 (2004–2022)
Claims Outside the SFHA7 of 10
Most Recent ClaimSep 2022 · rainfall accumulation
Claims by Event
  • Hurricane Wilma, Oct 2005 · 2 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

May also be available: Verizon.

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