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3132 Ripple Rd, Baltimore (Windsor Mill), MD 21244 Property Records

Baltimore County property record for 3132 Ripple Rd, Baltimore, MD 21244

Property Summary

Property TypeSingle Family Home
Details4 ba · 1,668 sqft · built 1988
Lot Size0.171 acres (7,464 sqft)
OwnerIndividual Name on File
Last Sale$115,050 (Mar 1988)
Tax Bill$2,248 (2023)
Deeds & MortgagesFeb 2023 Line of Credit
Mar 2022 Mortgage
APN02-2000007032

Property Details

APN / Parcel Number

Primary APN02-2000007032
Alternative APNs
  • 22000007032
  • 2000007032

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,668 sqft Total Area
1st Floor Area1,332 sqft
Basement Area936 sqft
Finished Basement936 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,464 sqft (0.171 acres)
Lot Dimensions116 ft deep x 65 ft wide
PorchPorch
Porch Area336 sqft
Deck Area64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number2000007032
Old Parcel Number22000007032
Street Address3132 RIPPLE RD
CityBALTIMORE
StateMD
Zip21244-2800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.173 AC WINDSOR GARDENS
Legal SubdivisionWINDSOR GARDENS
Legal BlockD
Legal Lot Number7
JurisdictionBALTIMORE MD
Township / Civil Division2
Census Block Group5
Census Block5011
Census Tract402303

Owner

3132 Ripple Rd is owned and occupied by an individual who bought it in March 1988.

Source: Baltimore County records, as of September 22, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3132 RIPPLE RD, BALTIMORE, MD 21244-2800
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2023Deed of Trust, Mortgage · Line of Credit
ARUNDEL FEDERAL SAVINGS BANK
Mar 16, 2022Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 1988 · Amount on File
Deed SaleMar 4, 1988 · Amount on File
Deed Document Number090322
Record UpdatedJun 7, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address3132 RIPPLE RD, BALTIMORE, MD 21244-2800
Transaction TypeMortgage
Record UpdatedFeb 22, 2023
Title CompanyCALAVERAS TITLE COMPANY, CALVERT TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0477720261
DateFeb 9, 2023
Book Page47772/261
Lender
NameARUNDEL FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address3132 RIPPLE RD, BALTIMORE, MD 21244-2800
Transaction TypeMortgage
Record UpdatedMar 25, 2022
Title CompanyAVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0465680444
DateMar 16, 2022
Book Page46568/444
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term357 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,248.00 Homeowner's exemption$293,900$307,800 Land $57,600 Building $250,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3132 Ripple Rd; there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims2 (1984–2014)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3132 Ripple Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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