3132 Prospect St, Houston, TX 77004 Property Records

Harris County property record for 3132 Prospect St, Houston, TX 77004

Property Summary

Property Type	Single Family Home
Details	6 bd · 6.5 ba · 4,470 sqft · built 1958
Lot Size	0.21 acres (9,125 sqft)
Owner	Company Name on File
Last Sale	$686,280 (May 2024)
Tax Bill	$14,384 (2025)
Deeds & Mortgages	May 2024 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`065-103-006-0004`

Property Details

APN / Parcel Number

Primary APN	`065-103-006-0004`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,470 sqft Living Area
1st Floor Area	3,722 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2020
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,125 sqft (0.21 acres)
View / Lot	Neighborhood
Garage Type	Carport
Garage Area	176 sqft
Carport	Carport
Carport Area	176 sqft
Porch	Open Frame Porch
Porch Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0651030060004
Street Address	3132 PROSPECT ST
City	HOUSTON
State	TX
Zip	77004-6209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 BLK 6 SOUTHWOOD OAKS
Legal Subdivision	SOUTHWOOD OAKS
Legal Block	6
Legal Lot Number	4
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2010
Census Tract	312902

Owner

3132 Prospect St is owned by a company that bought it in May 2024.

Source: Harris County records, as of September 29, 2026

Owner of Record	Company Name on File
Mailing Address	1207 STERRETT ST, HOUSTON, TX 77002-1140
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2024	Vendor's Lien, Transfer · Conventional Mortgage FLAGSTONE FINANCIAL SERVICES INC
Jun 21, 2021	Warranty Deed, Transfer · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC
Oct 2, 2020	Grant Deed, Construction Loan · Construction Mortgage 212 LOANS
Sep 30, 2020	Warranty Deed, Transfer TRANSACT TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2024 · Amount on File
Deed Sale	May 10, 2024 · Amount on File
Prior Sale	Jun 21, 2021 · Amount on File
Deed Document Number	2024170601
Prior Transfer Date	Jul 7, 2009
Prior Transfer Doc	0000325409
Record Updated	Oct 29, 2026

May 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	May 10, 2024
Property Address	3132 PROSPECT ST, HOUSTON, TX 77004-6209
Document Number	0000170601
Map Reference	VOL 16 PG 67
Instrument Date	May 9, 2024
Instrument	2024-170601
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3132 PROSPECT ST, HOUSTON, TX 77004-6209

Mortgage

Document Number	0000170602
Date	May 10, 2024
Instrument	2024-170602

Lender

Name	FLAGSTONE FINANCIAL SERVICES INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 21, 2021
Property Address	3132 PROSPECT ST, HOUSTON, TX 77004-6209
Document Number	2021347572
Map Reference	VOL 16 PG 67
Instrument Date	Jun 18, 2021
Instrument	2021-347572
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	CHAMPIONSHIP TITLE/AUSTIN LLC, CHAMPIONSHIP TTL OF AUSTIN L

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	442 STEPHEN F AUSTIN DR, 442, CONROE, TX 77302-3133

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 STEPHEN F AUSTIN DR, CONROE, TX 77302-3133

Mortgage

Document Number	2021347573
Date	Jun 21, 2021
Instrument	2021-347573

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

October 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	HARRIS TX
Recording Date	Oct 2, 2020
Property Address	3132 PROSPECT ST, HOUSTON, TX 77004-6209
Document Number	0000468413
Instrument Date	Sep 28, 2020
Instrument	468413
Transaction Type	Construction Loan
Record Updated	Oct 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6902 BRIARFIELD DR SPRING TX 773795000, SPRING, TX 77379-5000

Mortgage

Document Number	468414
Date	Oct 2, 2020
Instrument	468414

Lender

Name	212 LOANS
Address	FRIENDSWOOD, TX 77546

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 1, 2021

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Sep 30, 2020
Property Address	3132 PROSPECT ST, HOUSTON, TX 77004-6209
Document Number	0000462801
Instrument Date	Sep 24, 2020
Instrument	462801
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	TRANSACT TITLE LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	116 W 10TH ST HOUSTON TX 770086902, HOUSTON, TX 77008-6902

Tax Assessment & Valuation

The 2025 property tax bill for 3132 Prospect St was $14,384, up 8.7% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$561,000 (-17.12%) Land $189,063 Building $371,937	$561,000 (-17.12%) Land $189,063 Building $371,937
2025	$14,384.00 (+8.74%)	$676,868 Land $189,063 Building $487,805	$676,868 Land $189,063 Building $487,805
2024	$13,228.00
2023		$632,226 Land $189,063 Building $443,163	$632,226 Land $189,063 Building $443,163
2022	$12,738.00
2020	$7,510.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3132 Prospect St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	6 (2001–2024)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3132 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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