St. Charles County property record for 3132 Pirogue Way, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,728 sqft · built 2022 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $360,000 (Feb 2024) |
| Tax Bill | $4,815 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Nov 2017 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | T100500186 |
| Primary APN | T100500186 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 1,728 sqft Living Area |
| Gross Area | 2,304 sqft |
| Basement Area | 576 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Tri-Level |
| Lot Area | 1,742 sqft (0.04 acres) |
| Parking Spaces | 2 Parking Spaces |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T100500186 |
|---|---|
| Street Address | 3132 PIROGUE WAY |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8561 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW TOWN AT ST CHAS #10 LOT 8410 |
| Legal Subdivision | NEW TOWN AT ST CHAS #10 |
| Legal Lot Number | 8410 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 310201 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3132 PIROGUE WAY, SAINT CHARLES, MO 63301-8561 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2024 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO |
| Nov 21, 2017 | Grant Deed, Transfer · Line of Credit CENTRAL BK/ST LOUIS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 15, 2024 · Amount on Record |
| Deed Sale | Feb 15, 2024 · Amount on Record |
| Deed Document Number | 20246071 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 15, 2024 |
| Property Address | 3132 PIROGUE WAY, SAINT CHARLES, MO 63301-8561 |
| Document Number | 0000006071 |
| Map Reference | MB 46 PG 19 |
| Instrument Date | Feb 15, 2024 |
| Instrument | 2024R-006071 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 29, 2024 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3333 RUE ROYALE ST STE 3, 3, SAINT CHARLES, MO 63301-8237 |
| Name | Verified Name |
|---|---|
| Address | 3132 PIROGUE WAY, SAINT CHARLES, MO 63301-8561 |
| Document Number | 0000006072 |
|---|---|
| Date | Feb 15, 2024 |
| Instrument | 2024R-006072 |
| Name | FIRST STATE BANK OF ST CHARLES MO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 21, 2017 |
| Property Address | PIROGUE WAY, SAINT CHARLES, MO 63301 |
| Document Number | 0068420511 |
| Book / Page | 006842 / 000511 |
| Instrument Date | Nov 21, 2017 |
| Instrument | 725550 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2017 |
| Title Company | NETCO TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3333 RUE ROYALE ST #4 ST CHARLES MO 633018237, 4, ST CHARLES, MO 63301-8237 |
| Investor | Possibly a Property Investor |
| Document Number | 68420515 |
|---|---|
| Date | Nov 21, 2017 |
| Book Page | 006842/000515 |
| Instrument | 725560 |
| Name | CENTRAL BK/ST LOUIS |
|---|---|
| Address | SAINT LOUIS, MO 63105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $68,400 (-) | $360,000 (-) Land $40,000 Building $320,000 | |
| 2025 | $4,815.00 (+12.53%) | $68,400 (+1,1%) | $360,000 (+1,1%) Land $40,000 Building $320,000 |
| 2024 | $4,279.00 | ||
| 2023 | $5,700 | ||
| 2022 | $30,000 Land $30,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 3 (2013–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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