Jefferson County property record for 3132 Phils Dr, High Ridge, MO 63049
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 960 sqft · built 1962 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $812 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 036.024.01001012 |
| Primary APN | 036.024.01001012 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 17,424 sqft (0.4 acres) |
| Porch | Open Frame Porch |
| Porch Area | 78 sqft |
| Heating System | HVAC |
|---|
| Street Address | 3132 PHILS DR |
|---|---|
| City | HIGH RIDGE |
| State | MO |
| Zip | 63049-2742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | CRYSTAL HILLS CORR LOT 59 |
| Legal Range | 4E |
| Legal Township | 43N |
| Legal Section | 24 |
| Legal Subdivision | CRYSTAL HILLS |
| Legal Block | 3 |
| Legal Lot Number | 59 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | HIGH RIDGE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 700211 |
3132 Phils Dr is owned and occupied by two individuals who acquired it in November 2020.
Source: Jefferson County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3132 PHILS DR, HIGH RIDGE, MO 63049-2742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CENTURY CU |
| May 11, 2020 | Deed of Trust, Mortgage ROYAL UNITED MTG |
| Nov 9, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST CMNTY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 19, 2020 |
| Transfer Doc | 0000045975 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 3132 PHILS DR, HIGH RIDGE, MO 63049-2742 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000004687 |
|---|---|
| Date | Feb 23, 2026 |
| Instrument | 2026R-004687 |
| Name | CENTURY CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63125 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 28, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 3132 PHILS DR, HIGH RIDGE, MO 63049-2742 |
| Document Number | 0000016863 |
| Instrument Date | May 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3132 PHILS DR HIGH RIDGE MO 630492742, HIGH RIDGE, MO 63049-2742 |
| Document Number | 0000016863 |
|---|---|
| Date | May 18, 2020 |
| Instrument | 16863 |
| Name | ROYAL UNITED MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | May 17, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 3132 PHILS DR, HIGH RIDGE, MO 63049-2742 |
| Document Number | 0000036243 |
| Instrument Date | Nov 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2018 |
| Title Company | CLEAR TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3132 PHILS DR HIGH RIDGE MO 630492742, HIGH RIDGE, MO 63049-2742 |
| Document Number | 0000036243 |
|---|---|
| Date | Nov 30, 2018 |
| Instrument | 36243 |
| Name | FIRST CMNTY FCU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 29, 2033 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3132 Phils Dr was $812, up 2.3% from the year before.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Northwest R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,400 (-) Land $1,900 Building $9,500 | $60,000 (-) Land $10,200 Building $49,800 | |
| 2025 | $812.00 (+2.27%) | $11,400 Land $1,900 Building $9,500 | $60,000 (-) Land $10,200 Building $49,800 |
| 2024 | $794.00 (+0.51%) | $60,000 (+3.09%) Land $10,200 Building $49,800 | |
| 2023 | $790.00 | $11,000 (-) Land $1,900 Building $9,100 | $58,200 Land $10,200 Building $48,000 |
| 2022 | $790.00 | $11,000 Land $1,900 Building $9,100 | |
| 2021 | $58,200 Land $10,200 Building $48,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3132 Phils Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3132 Phils Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COUNTY PWSD 2 serves 16,548 people · EPA ID MO6024293 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures