3132 Lower Loop Dr, Fort Collins, CO 80524 Property Records

Larimer County property record for 3132 Lower Loop Dr, Fort Collins, CO 80524

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,299 sqft · built 2013
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$390,000 (Aug 2017)
Tax Bill$3,729 (2025)
Deeds & MortgagesOct 2020 Mortgage
Jan 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN87043-15-006

Property Details

APN / Parcel Number

Primary APN87043-15-006
Alternative APN
  • R1632654

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,299 sqft Living Area
Basement Area1,087 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
Fire SprinklersFire Sprinklers

Exterior

Year BuiltBuilt 2013
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeAttached
Garage Area434 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR1632654
Old Parcel Number8704315006
Street Address3132 LOWER LOOP DR
CityFORT COLLINS
StateCO
Zip80524-1267
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6, BLOCK 11, TRAIL HEAD FTC (20040123495)
Legal Range68
Legal Township07
Legal Section04
Legal QuarterSW
Legal SubdivisionTRAIL HEAD FTC (20040123495)
Legal Block11
Legal Lot Number6
JurisdictionLARIMER CO
Township / Civil DivisionFORT COLLINS
Census Block Group1
Census Block1038
Census Tract1307

Owner

Source: Larimer County records · APN 87043-15-006

Assessment roll updated August 25, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3132 LOWER LOOP DR, FORT COLLINS, CO 80524-1267
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 09, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jan 09, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Aug 28, 2017Warranty Deed, Transfer · FHA Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 28, 2017 · Amount on Record
Deed SaleAug 28, 2017 · Amount on Record
Prior SaleAug 08, 2013 · Amount on Record
Deed Document Number20170057617
Record UpdatedJun 08, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLARIMER CO
Property Address3132 LOWER LOOP DR, FORT COLLINS, CO 80524-1267
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000083047
DateOct 09, 2020
Instrument20200083047
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term326 Months
DueDec 01, 2047

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLARIMER CO
Property Address3132 LOWER LOOP DR, FORT COLLINS, CO 80524-1267
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001652
DateJan 09, 2020
Instrument20200001652
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term333 Months
DueOct 01, 2047

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLARIMER CO
Recording DateAug 28, 2017
Property Address3132 LOWER LOOP DR, FORT COLLINS, CO 80524-1267
Document Number0000057617
Instrument DateAug 25, 2017
Instrument20170057617
Transaction TypeTransfer
Record UpdatedMar 28, 2022
Title CompanyTHE GROUP GUARANTEED TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$39.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3132 LOWER LOOP DR, FORT COLLINS, CO 80524-1267

Mortgage

Document Number0000057618
DateAug 28, 2017
Instrument20170057618
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: Larimer County records · Assessment roll updated August 25, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateColorado
CountyLarimer County
MunicipalityFort Collins City
Unified School DistrictPoudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,729.00 (+11.28%)$37,426 (-7.35%) Land $9,063 Building $28,363$598,800 (-0.68%) Land $145,000 Building $453,800
2023$3,351.00 (+20.45%)$40,394 (+37.08%) Land $8,710 Building $31,684$602,900 (+42.19%) Land $130,000 Building $472,900
2022$2,782.00$29,468 Land $6,540 Building $22,928$424,000 Land $94,100 Building $329,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Larimer County (08069C), updated September 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080690013071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims3 (1988–2009)
Claims Outside the SFHA3 of 3
Most Recent ClaimJun 2009 · other causes

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 98.4% of Colorado
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 240 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
City of Fort Collins
Fiber
10,000 / 10,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Inventive Wireless of Nebraska
Fixed Wireless
500 / 80
Verizon
Fixed Wireless
300 / 20
Lumen Technologies
DSL · Fiber in parts of the area
140 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemEAST LARIMER COUNTY WD
serves 27,944 people
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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