3132 Eagle Creek Dr, Bloomington, IL 61704 Property Records

McLean County property record for 3132 Eagle Creek Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,922 sqft · built 1996
Lot Size	0.164 acres (7,140 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Sep 2026)
Tax Bill	$7,002 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-31-151-029`

Property Details

APN / Parcel Number

Primary APN	`15-31-151-029`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,922 sqft Living Area
Gross Area	3,362 sqft
1st Floor Area	1,040 sqft
Basement Area	770 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	7,140 sqft (0.164 acres)
Lot Dimensions	110 ft deep x 65 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	Deck Area
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3132 EAGLE CREEK DR
City	BLOOMINGTON
State	IL
Zip	61704-2905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 122 EAGLE CREEK SUB 3RD ADD
Legal Range	03E
Legal Township	24N
Legal Section	31
Legal Subdivision	EAGLE CREEK
Legal Lot Number	122
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1017
Census Tract	5104

Owner

3132 Eagle Creek Dr is owned and occupied by two individuals who bought it in September 2026.

Source: McLean County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3132 EAGLE CREEK DR, BLOOMINGTON, IL 61704-2905
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Jan 29, 2021	Intrafamily Transfer, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Feb 21, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2026 · Amount on File
Deed Sale	Sep 3, 2026 · Amount on File
Prior Sale	May 16, 2025 · Amount on File
Deed Document Number	202613225
Prior Transfer Date	Sep 24, 2020
Prior Transfer Doc	0000002176
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 3, 2026
Property Address	3132 EAGLE CREEK DR, BLOOMINGTON, IL 61704-2905
Document Number	0000013225
Instrument Date	Aug 10, 2026
Instrument	202613225
Transaction Type	Transfer
Record Updated	Oct 1, 2026
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3132 EAGLE CREEK DR, BLOOMINGTON, IL 61704-2905

Mortgage

Document Number	0000013226,
Date	Sep 3, 2026
Instrument	202613226

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Jan 29, 2021
Property Address	3132 EAGLE CREEK DR, BLOOMINGTON, IL 61704-2905
Document Number	202100002176
Map Reference	DOC 95-19548
Instrument Date	Sep 24, 2020
Instrument	2021-00002176
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3132 EAGLE CREEK DR, BLOOMINGTON, IL 61704-2905

Mortgage

Document Number	202100002177
Date	Jan 29, 2021
Instrument	2021-00002177

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3132 EAGLE CREEK DR, BLOOMINGTON, IL 61704-2905
Transaction Type	Mortgage
Record Updated	Apr 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-00003214
Date	Feb 21, 2017
Instrument	2017-00003214

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3132 Eagle Creek Dr was $7,002, up 9.3% from the year before.

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,002.00 (+9.29%)	$100,987 Land $20,364 Building $80,623	$302,961 Land $61,092 Building $241,869
2024	$6,407.00 (+27.71%)
2023	$5,017.00 (-4.11%)	$85,222 (+13.3%) Land $17,186 Building $68,036	$255,666 (+13.3%) Land $51,558 Building $204,108
2022	$5,232.00	$75,216 Land $15,168 Building $60,048	$225,648 Land $45,504 Building $180,144

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3132 Eagle Creek Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3132 Eagle Creek Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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