3132 E 86th St N, Sperry, OK 74073 Property Records

Tulsa County property record for 3132 E 86th St N, Sperry, OK 74073

Property Summary

Property Type	Rural Home
Details	3 ba · 3,706 sqft · built 2001
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Dec 2022)
Tax Bill	$5,281 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`91329-13-29-08010`

Property Details

APN / Parcel Number

Primary APN	`91329-13-29-08010`
Alternative APN	`R91329132908010`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,706 sqft Living Area
Laundry Room	Laundry Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Garage Type	Detached
Garage Area	608 sqft
Porch	Porch
Porch Area	598 sqft
Patio Area	347 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R91329132908010
Street Address	3132 E 86TH ST N
City	SPERRY
State	OK
Zip	74073-3998
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	NW NE NE SEC 29 21 13 10.00ACS
Legal Range	13E
Legal Township	21N
Legal Section	29
Legal Subdivision	UNPLTD PT SEC 29 21N 13E
Jurisdiction	TULSA OK
Township / Civil Division	TULSA
Census Block Group	1
Census Block	1002
Census Tract	9104

Owner

Source: Tulsa County records, as of January 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3132 E 86TH ST N, SPERRY, OK 74073-3998
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage REGENT FINANCIAL GROUP INC
Jul 6, 2020	Intrafamily Transfer, Transfer · FHA Mortgage REGENT FINANCIAL GROUP INC
Oct 14, 2019	Quit Claim Deed, Transfer INVESTORS TITLE AND ESCROW, INVESTORS TITLE & ESCROW
Oct 14, 2019	Correction Deed, Transfer TULSA ABSTRACT AND TITLE COMPANY, TULSA ABSTRACT & TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2022 · Amount on Record
Deed Sale	Dec 12, 2022 · Amount on Record
Prior Sale	Jul 6, 2020
Deed Document Number	2022123061
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	Dec 12, 2022
Property Address	3132 E 86TH ST N, SPERRY, OK 74073-3998
Document Number	0000123061
Instrument Date	Nov 30, 2022
Instrument	2022123061
Transaction Type	Transfer
Record Updated	Dec 26, 2022
Title Company	TITAN TITLE AND CLOSING LLC, TITAN TITLE & CLOSING LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3132 E 86TH ST N, SPERRY, OK 74073-3998

Mortgage

Document Number	0000123062
Date	Dec 12, 2022
Instrument	2022123062

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Index	Other
Margin	3
Max Rate	11.1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	3132 E 86TH ST N, SPERRY, OK 74073-3998
Transaction Type	Mortgage
Record Updated	Nov 22, 2021
Title Company	NATIONS TITLE/OKC, NATIONS TITLE OF OKC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000129814
Date	Nov 9, 2021
Instrument	2021129814

Lender

Name	REGENT FINANCIAL GROUP INC
Type	Mortgage Company
Address	OMAHA, NE 68124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TULSA OK
Recording Date	Jul 6, 2020
Property Address	3132 E 86TH ST N, SPERRY, OK 74073-3998
Document Number	0000061455
Instrument Date	Jun 25, 2020
Instrument	2020061455
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	NATIONS TITLE OF OKC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3132 E 86TH ST N, SPERRY, OK 74073-3998

Mortgage

Document Number	0000061456
Date	Jul 6, 2020
Instrument	2020061456

Lender

Name	REGENT FINANCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TULSA OK
Recording Date	Oct 14, 2019
Property Address	3132 E 86TH ST N, SPERRY, OK 74073-3998
Document Number	0000092059
Instrument Date	Sep 30, 2019
Instrument	92059
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	INVESTORS TITLE AND ESCROW, INVESTORS TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3132 E 86TH ST N SPERRY OK 740733998, SPERRY, OK 74073-3998

October 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	TULSA OK
Recording Date	Oct 14, 2019
Property Address	3132 E 86TH ST N, SPERRY, OK 74073-3998
Document Number	0000092060
Instrument Date	Sep 10, 2019
Instrument	92060
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TULSA ABSTRACT & TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3132 E 86TH ST N SPERRY OK 740733998, SPERRY, OK 74073-3998

Tax Assessment & Valuation

Source: Tulsa County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Tulsa County
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,281.00 (+3.29%)	$48,495 (+3.29%) Land $199 Building $48,296	$440,862 (+3.29%) Land $1,811 Building $439,051
2023	$5,113.00 (+70.21%)	$46,949 (+70.2%) Land $199 Building $46,750	$426,812 (+41.25%) Land $1,812 Building $425,000
2022	$3,004.00 Homeowner's exemption	$27,584 Land $198 Building $27,386	$302,165 Land $2,165 Building $300,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	28 (1985–2019)
Claims Outside the SFHA	20 of 28
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1993 · 2 claims Severe Storms & Flooding, Oct 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 73% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON CO RWD #3 (NEW,#1) serves 25,375 people · EPA ID OK1021418
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile, Wake Wireless.

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