31315 Pine Run Dr, Orange Beach, AL 36561 Property Records

Baldwin County property record for 31315 Pine Run Dr, Orange Beach, AL 36561

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,744 sqft · built 1995
Lot Size	0.341 acres (14,886 sqft)
Owner	Individual Name on Record
Last Sale	$699,000 (Oct 2023)
Tax Bill	$2,032 (2026)
Deeds & Mortgages	Jan 2024 Line of Credit Oct 2023 Mortgage
Flood Zone	Zone AE (high risk)
APN	`64-03-05-0-000-001.129`

Property Details

APN / Parcel Number

Primary APN	`64-03-05-0-000-001.129`
Alternative APNs	`202136` `323132` `538344`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,744 sqft Heated Area
1st Floor Area	2,744 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2020
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,886 sqft (0.341 acres)
Lot Dimensions	165 ft deep x 90 ft wide
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	538344
Street Address	31315 PINE RUN DR
City	ORANGE BEACH
State	AL
Zip	36561-5701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 51 PHASE TWO ONO - NORTH SUB SLIDES 1572-B, 1572-C & 1572-D
Legal Subdivision	ONO NORTH PHASE TWO
Legal Phase	2
Legal Block	PH 2
Legal Lot Number	51
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	1
Census Block	1013
Census Tract	11415

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31315 PINE RUN DR, ORANGE BEACH, AL 36561-5701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2023 · Amount on Record
Deed Sale	Oct 3, 2023 · Amount on Record
Prior Sale	Feb 1, 2016 · Amount on Record
Deed Document Number	20232089160
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	31315 PINE RUN DR, ORANGE BEACH, AL 36561-5701
Transaction Type	Mortgage
Record Updated	Jan 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002102824
Date	Jan 9, 2024
Instrument	2102824

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	31315 PINE RUN DR, ORANGE BEACH, AL 36561-5701
Transaction Type	Mortgage
Record Updated	Oct 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5616 N EASY ST, SANFORD, MI 48657-9310

Mortgage

Document Number	0002089161
Date	Oct 3, 2023
Instrument	2089161

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,032.00 (+0.4%)
2025	$2,024.00 (+29%)	$72,320 (+29%) Land $15,340 Building $56,980	$722,900 (+28.97%) Land $153,300 Building $569,600
2023	$1,569.00 (+16.74%)	$56,060 (+16.74%)	$560,500 (+16.72%) Land $162,500 Building $398,000
2022	$1,344.00 (+57.93%)	$48,020	$480,200 Land $118,800 Building $361,400
2021	$851.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 840 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5,049 units insured incl. 4,209 condo units
Nearby Flood Claims	529 (1995–2020)
Claims Outside the SFHA	30 of 529
Most Recent Claim	Nov 2020 · tidal / storm surge
Claims by Event	Hurricane Sally, Sep 2020 · 417 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 33 claims Hurricane Ivan, Sep 2004 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.7% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE BEACH WATER SEWER AND F.P.A. serves 17,796 people · EPA ID AL0000053
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Verizon.

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