31315 Calle de Las Estrellas, Bonsall, CA 92003 Property Records

San Diego County property record for 31315 Calle de Las Estrellas, Bonsall, CA 92003

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,239 sqft · built 2021
Lot Size0.141 acres (6,161 sqft)
Owner2 Individual Names on Record
Last Sale$808,000 (Apr 2021)
Tax Bill$9,540 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Oct 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN126-072-29-00

Property Details

APN / Parcel Number

Primary APN126-072-29-00

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area3,239 sqft Living Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Lot Area6,161 sqft (0.141 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address31315 CALLE DE LAS ESTRELLAS
CityBONSALL
StateCA
Zip92003-3719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRV
Legal DescriptionLOT 29 TR 016139
Legal SubdivisionBONSALL 5498-1
Legal Tract016139
Legal Block4
Legal Lot Number29
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group4
Census Block4009
Census Tract18803

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address31315 CALLE DE LAS ESTRELLAS, BONSALL, CA 92003-3719
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2025Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Oct 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
JWH FINANCIAL INC
Apr 26, 2021Grant Deed, Transfer · Conventional Mortgage
FBC MORTGAGE LLC
Sep 20, 2019Loan Modification, Mortgage
FARMERS & MERCHANTS BK/LNG BCH
May 23, 2017Grant Deed, Construction Loan · Construction Mortgage
FARMERS & MERCHANTS BK/LNG BCH

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 26, 2021 · Amount on Record
Deed SaleApr 26, 2021 · Amount on Record
Deed Document Number2021320481
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address31315 CALLE DE LAS ESTRELLAS, BONSALL, CA 92003-3719
Transaction TypeMortgage
Record UpdatedDec 31, 2025
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address31315 CALLE DE LAS ESTRELLAS, BONSALL, CA 92003-3719

Mortgage

Document Number0000355463
DateDec 17, 2025
Instrument2025-0355463
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 6, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address31315 CALLE DE LAS ESTRELLAS, BONSALL, CA 92003-3719
Transaction TypeMortgage
Record UpdatedOct 25, 2021
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address31315 CALLE DE LAS ESTRELLAS, BONSALL, CA 92003-3719

Mortgage

Document Number0000720235
DateOct 15, 2021
Instrument2021-0720235
Lender
NameJWH FINANCIAL INC
TypeFunding / Finance Company
AddressIRVINE, CA 92614
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2036

April 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 26, 2021
Property Address31315 CALLE DE LAS ESTRELLAS, BONSALL, CA 92003-3719
Document Number0000320481
Map ReferenceMAP 16139
Instrument DateOct 12, 2020
Instrument2021-0320481
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address31315 CALLE DE LAS ESTRELLAS, BONSALL, CA 92003-3719

Mortgage

Document Number0000320482
DateApr 26, 2021
Instrument2021-0320482
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

September 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Property Address31315 CALLE DE LAS ESTRELLAS, BONSALL, CA 92003-3719
Document Number0000430458
Instrument DateSep 20, 2019
Transaction TypeMortgage
Record UpdatedOct 7, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE HSD

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address31551 CALLE DE LAS ROSAS BONSALL CA 920033711, BONSALL, CA 92003-3711

Mortgage

Document Number0000430458
DateSep 27, 2019
Instrument430458
Lender
NameFARMERS & MERCHANTS BK/LNG BCH
TypeBank
AddressCORONA DEL MAR, CA 92625
Agreement
Term24 Months
DueSep 26, 2021

May 2017: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 23, 2017
Property Address31315 CALLE DE LAS ESTRELLAS, BONSALL, CA 92003-3719
Instrument DateMay 11, 2017
Instrument231459
Transaction TypeConstruction Loan
Record UpdatedSep 2, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE HSD

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address90 S 7TH ST 4600 WELLS FARGO C MINNEAPOLIS MN 55402, MINNEAPOLIS, MN 55402

Mortgage

Document Number0000231459
DateMay 23, 2017
Instrument231459
Lender
NameFARMERS & MERCHANTS BK/LNG BCH
TypeBank
Address2411 E COAST HWY # 300, CORONA DEL MAR, CA 92625-2027
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$934,177 (+2%) Land $171,131 Building $763,046
2025$9,540.00 (+4.3%) Homeowner's exemption$915,861 (+4.04%) Land $167,776 Building $748,085
2023$9,147.00 (+6.58%) Homeowner's exemption$880,299 Land $161,262 Building $719,037
2022$8,582.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 68% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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