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31314 Bridgegate Dr, Wesley Chapel, FL 33545 Property Records

Pasco County property record for 31314 Bridgegate Dr, Wesley Chapel, FL 33545

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,322 sqft · built 2005
Lot Size0.176 acres (7,679 sqft)
Owner2 Individual Names on File
Last Sale$435,000 (Jul 2022)
Tax Bill$7,384 (2025)
Deeds & MortgagesApr 2023 Mortgage
Jul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN34-25-20-0010-00400-0110

Property Details

APN / Parcel Number

Primary APN34-25-20-0010-00400-0110
Alternative APNs
  • 2025340010004000110
  • 0459906

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,322 sqft Living Area
Gross Area2,942 sqft
1st Floor Area2,153 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block/Stucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,679 sqft (0.176 acres)
Garage TypeAttached
Garage Area620 sqft
DrivewayConcrete Driveway
Driveway Area1,137 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area169 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address31314 BRIDGEGATE DR
CityWESLEY CHAPEL
StateFL
Zip33545-8221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionBRIDGEWATER PHASE 1 AND 2 PB 48 PG 110 BLOCK 4 LOT 11
Legal Range20E
Legal Township25S
Legal Section34
Legal SubdivisionBRIDGEWATER
Legal Tract10
Legal Block4
Legal Lot Number11
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group3
Census Block3013
Census Tract32103

Owner

31314 Bridgegate Dr is owned and occupied by two individuals who bought it in July 2022.

Source: Pasco County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address31314 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8221
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2023Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Jul 28, 2022Warranty Deed, Transfer · FHA Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2022 · Amount on File
Deed SaleJul 28, 2022 · Amount on File
Prior SaleNov 30, 2011 · Amount on File
Deed Document Number2022166828
Deed Book / Page10661 / 3185
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address31314 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8221
Transaction TypeMortgage
Record UpdatedApr 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address31314 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8221

Mortgage

Document Number0107962375
DateApr 12, 2023
Book Page10796/2375
Instrument2023062014
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2053

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateJul 28, 2022
Property Address31314 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8221
Document Number0106613185
Book / Page10661 / 3185
Map ReferenceMB 48 PG 110-126
Instrument DateJul 19, 2022
Instrument2022166828
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyMAJESTY TITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,045.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4513 WOODWAY DR, 4513, KERNERSVILLE, NC 27284-6211

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address31314 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8221

Mortgage

Document Number0106613187
DateJul 28, 2022
Instrument10661/3187
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 31314 Bridgegate Dr was $7,384 with a homeowner's exemption.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$368,655 (-0.17%) Land $67,180 Building $301,475$368,655 (-0.17%) Land $67,180 Building $301,475
2025$7,384.00 Homeowner's exemption$369,294 Land $67,180 Building $302,114$369,294 Land $67,180 Building $302,114
2023$7,818.00 (+121.54%) Additional exemption filed$394,132 (+165.19%) Land $48,940 Building $345,192$394,132 (+25.74%) Land $48,940 Building $345,192
2022$3,529.00$148,620 Land $40,960 Building $107,660$313,440 Land $40,960 Building $272,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 31314 Bridgegate Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 77 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies77 in force
Nearby Flood Claims2 (2012–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31314 Bridgegate Dr is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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