Okaloosa County property record for 3131 Winstead Cv, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,650 sqft · built 2012 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,113 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-117-0904-4 |
| Primary APN | C56-001-117-0904-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,650 sqft Heated Area |
| Gross Area | 2,346 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 44,867 sqft (1.03 acres) |
| Lot Dimensions | 223 ft deep x 200 ft wide |
| Porch | Open Porch |
| Porch Area | 96 sqft |
| Patio Area | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3131 WINSTEAD CV |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-7243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAKCREST F/G PLAT 5 COM NW COR LOT 1 E 320 FT N 10 FT E 266 FT TO POB E 200 FT S 223.43 FT W 200 FT N 223.43 FT TO POB |
| Legal Range | 23 |
| Legal Section | 27 |
| Legal Subdivision | OAKCREST F/G PLAT #5 |
| Legal Lot Number | 1 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 20304 |
Source: Okaloosa County records · APN C56-001-117-0904-4
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3131 WINSTEAD CV, CRESTVIEW, FL 32539-7243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 26, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Prior Sale | Mar 15, 2019 |
| Last Transfer Date | Sep 26, 2025 |
| Transfer Doc | 0003775015 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 28, 2026 |
| Property Address | 3131 WINSTEAD CV, CRESTVIEW, FL 32539-7243 |
| Document Number | 0003819111 |
| Instrument Date | May 22, 2026 |
| Instrument | 20263819111 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET MORTGAGE |
| Name | Verified Name |
|---|---|
| Address | 3131 WINSTEAD CV, CRESTVIEW, FL 32539-7243 |
| Document Number | 0003819111, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 20263819111 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 26, 2025 |
| Property Address | 3131 WINSTEAD CV, CRESTVIEW, FL 32539-7243 |
| Document Number | 0003775015 |
| Instrument Date | Sep 16, 2025 |
| Instrument | 3775015 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3131 WINSTEAD CV, CRESTVIEW, FL 32539-7243 |
| Name | Verified Name |
|---|---|
| Address | 3131 WINSTEAD CV, CRESTVIEW, FL 32539-7243 |
| Document Number | 0003775016 |
|---|---|
| Date | Sep 26, 2025 |
| Instrument | 3775016 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2040 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,113.00 (+3.82%) Homeowner's exemption | $140,165 (+2.9%) | $198,287 (+5.51%) Land $26,559 Building $171,728 |
| 2024 | $1,072.00 (+3.38%) Homeowner's exemption | $136,215 (+3%) | $187,940 (+0.38%) Land $24,145 Building $163,795 |
| 2023 | $1,037.00 (+2.98%) Homeowner's exemption | $132,248 (+3%) | $187,225 (+8.52%) Land $22,565 Building $164,660 |
| 2022 | $1,007.00 Homeowner's exemption | $128,396 | $172,524 Land $21,089 Building $151,435 |
Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
May also be available: Verizon.
Based on FCC filings for 126 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | AUBURN WATER SYSTEM public/private · serves 22,903 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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