3131 W Main Ave, Kankakee, IL 60901 Property Records

Kankakee County property record for 3131 W Main Ave, Kankakee, IL 60901

Property Summary

Property Type	Single Family Home
Lot Size	0.763 acres (33,240 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Dec 2025)
Tax Bill	$4,645 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-16-03-204-001`

Property Details

APN / Parcel Number

Primary APN	`07-16-03-204-001`

Exterior

Lot Area	33,240 sqft (0.763 acres)

Location & Zoning

Street Address	3131 W MAIN AVE
City	KANKAKEE
State	IL
Zip	60901-7957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SOUTH GREENWICH SUB LOT 9 03-30-14W
Legal Subdivision	SOUTH GREENWICH SUB
Legal Lot Number	9
Jurisdiction	KANKAKEE IL
Township / Civil Division	LIMESTONE
Census Block Group	2
Census Block	2000
Census Tract	10400

Owner

3131 W Main Ave is owned and occupied by two individuals who bought it in December 2025.

Source: Kankakee County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3131 W MAIN AVE, KANKAKEE, IL 60901-7957
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Warranty Deed, Transfer · Conventional Mortgage BARRINGTON BANK & TRUST CO NA
Aug 24, 2023	Warranty Deed, Transfer · Conventional Mortgage IXONIA BANK
Feb 21, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2025 · Amount on File
Deed Sale	Dec 9, 2025 · Amount on File
Prior Sale	Aug 24, 2023 · Amount on File
Deed Document Number	202511897
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANKAKEE IL
Recording Date	Dec 9, 2025
Property Address	3131 W MAIN AVE, KANKAKEE, IL 60901-7957
Document Number	0202511897
Instrument Date	Nov 24, 2025
Instrument	202511897
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3131 W MAIN AVE, KANKAKEE, IL 60901-7957

Mortgage

Document Number	0202511898
Date	Dec 9, 2025
Instrument	202511898

Lender

Name	BARRINGTON BANK & TRUST CO NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.99%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANKAKEE IL
Recording Date	Aug 24, 2023
Property Address	3131 W MAIN AVE, KANKAKEE, IL 60901-7957
Document Number	0202307992
Instrument Date	Aug 18, 2023
Instrument	202307992
Transaction Type	Transfer
Record Updated	Sep 13, 2023
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3131 W MAIN AVE, KANKAKEE, IL 60901-7957

Mortgage

Document Number	0202307993
Date	Aug 24, 2023
Instrument	202307993

Lender

Name	IXONIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.88%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANKAKEE IL
Recording Date	Feb 21, 2023
Property Address	3131 W MAIN AVE, KANKAKEE, IL 60901-7957
Document Number	0202301481
Instrument Date	Feb 20, 2023
Instrument	202301481
Transaction Type	Transfer
Record Updated	Mar 15, 2023

Transaction

Amount	Amount on Record
Tax	$157.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 FARMSTEAD LN, OSHKOSH, WI 54901-1280

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3726 S 17000W RD, BUCKINGHAM, IL 60917-2043

Tax Assessment & Valuation

The 2025 property tax bill for 3131 W Main Ave was $4,645 with a homeowner's exemption, up 4.8% from the year before.

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kankakee County
County Subdivision	Limestone Township
Unified School District	Herscher Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,645.00 (+4.83%)	$69,139 (+4%) Land $6,318 Building $62,821	$207,417 (+4%) Land $18,954 Building $188,463
2024	$4,431.00 Homeowner's exemption	$66,480 (+62.74%) Land $6,075 Building $60,405	$199,440 (+62.74%) Land $18,225 Building $181,215
2023		$40,850 (+8.25%) Land $5,573 Building $35,277	$122,550 (+8.25%) Land $16,719 Building $105,831
2022	$960.00 Homeowner's exemption Senior Citizen's exemption	$37,736 Land $5,148 Building $32,588	$113,208 Land $15,444 Building $97,764

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3131 W Main Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1982–1998)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3131 W Main Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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