Spokane County property record for 3131 W Central Ave, Spokane, WA 99205
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,564 sqft · built 1950 |
| Lot Size | 0.164 acres (7,129 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Aug 2023) |
| Tax Bill | $3,515 (2026) |
| Deeds & Mortgages | Aug 2023 Second Mortgage Aug 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26351.3101 |
| Primary APN | 26351.3101 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,564 sqft Living Area |
| Gross Area | 1,728 sqft |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Finished Basement | 700 sqft |
| Unfinished Basement | 164 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Shingles |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,129 sqft (0.164 acres) |
| Lot Dimensions | 103 ft deep x 70 ft wide |
| Garage Type | Carport |
| Garage Area | 266 sqft |
| Carport | Carport |
| Carport Area | 266 sqft |
| Parking Spaces | 1 Parking Space |
| Pole Barn | 1,200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3131 W CENTRAL AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99205-7363 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | PINE VIEW 2ND L1 B2 |
| Legal Range | 42E |
| Legal Township | 26N |
| Legal Section | 35 |
| Legal Subdivision | PINE VIEW |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 900 |
Source: Spokane County records · APN 26351.3101
Assessment roll updated June 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3131 W CENTRAL AVE, SPOKANE, WA 99205-7363 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 15, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage WASHINGTON STATE HOUSING FIN COMMISSION |
| Aug 15, 2023 | Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE |
| Aug 16, 2019 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 15, 2023 · Amount on Record |
| Deed Sale | Aug 15, 2023 · Amount on Record |
| Prior Sale | Aug 16, 2019 · Amount on Record |
| Deed Document Number | 20237302263 |
| Prior Transfer Date | Jul 27, 2016 |
| Prior Transfer Doc | 0006533292 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 3131 W CENTRAL AVE, SPOKANE, WA 99205-7363 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0007302265 |
|---|---|
| Date | Aug 15, 2023 |
| Instrument | 7302265 |
| Name | WASHINGTON STATE HOUSING FIN COMMISSION |
|---|---|
| Type | Government Agency |
| Address | SEATTLE, WA 98104 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 3131 W CENTRAL AVE, SPOKANE, WA 99205-7363 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2023 |
| Title Company | VESTAT TITLE AND ESCROW, VISTA TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0007302264 |
|---|---|
| Date | Aug 15, 2023 |
| Instrument | 7302264 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Aug 16, 2019 |
| Property Address | 3131 W CENTRAL AVE, SPOKANE, WA 99205-7363 |
| Document Number | 0006832925 |
| Instrument Date | Aug 13, 2019 |
| Instrument | 6832925 |
| Transaction Type | Transfer |
| Record Updated | Sep 09, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,840.90 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3131 W CENTRAL AVE SPOKANE WA 992057363, SPOKANE, WA 99205-7363 |
| Document Number | 6832926 |
|---|---|
| Date | Aug 16, 2019 |
| Instrument | 6832926 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 15, 2049 |
Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,515.00 (+10.92%) | $346,700 (+13.63%) Land $80,000 Building $266,700 | $346,700 (+13.63%) Land $80,000 Building $266,700 |
| 2025 | $3,169.00 (+6.13%) | ||
| 2024 | $305,100 (+25.66%) Land $70,000 Building $235,100 | $305,100 (+25.66%) Land $70,000 Building $235,100 | |
| 2023 | $2,986.00 (+5.07%) | $242,800 Land $60,000 Building $182,800 | $242,800 Land $60,000 Building $182,800 |
| 2022 | $2,842.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 96% of the US · lower than 97.6% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Lumen Technologies Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Concept Communications Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 686 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF SPOKANE serves 346,138 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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