3131 Victory Ln, Soquel, CA 95073 Property Records

Santa Cruz County property record for 3131 Victory Ln, Soquel, CA 95073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,769 sqft · built 1944
Lot Size	0.257 acres (11,195 sqft)
Owner	2 Trust Names on File
Last Sale	$240,500 (Apr 1998)
Tax Bill	$6,146 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`037-113-15`

Property Details

APN / Parcel Number

Primary APN	`037-113-15`
Alternative APN	`037-113-15-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,769 sqft Living Area

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	11,195 sqft (0.257 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3131 VICTORY LN
City	SOQUEL
State	CA
Zip	95073-2933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	PARCEL MAPS 31 PG 64
Legal Subdivision	PM31 64
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2001
Census Tract	122001

Owner

3131 Victory Ln is owner-occupied and held in a trust since December 2024.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 1087, SOQUEL, CA 95073-1087
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage CELEBRITY HOME LOANS INC
Dec 28, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 1998 · Amount on File
Deed Sale	Apr 17, 1998 · Amount on File
Prior Sale	Nov 4, 1997 · Amount on File
Deed Document Number	199819676
Last Transfer Date	Dec 17, 2024
Transfer Doc	0000025893
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	3131 VICTORY LN, SOQUEL, CA 95073-2933
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026672
Date	Jul 21, 2020
Instrument	2020-0026672

Lender

Name	CELEBRITY HOME LOANS INC
Type	Non-Lending Institution
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	3131 VICTORY LN, SOQUEL, CA 95073-2933
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3131 VICTORY LN, SOQUEL, CA 95073-2933

Mortgage

Document Number	0000056478
Date	Dec 28, 2020
Instrument	2020-0056478

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3131 Victory Ln was $6,146 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$404,577 (+2%) Land $252,452 Building $152,125
2025	$6,146.00 Homeowner's exemption	$396,644 Land $247,502 Building $149,142
2023	$5,521.00 (+1.9%) Homeowner's exemption	$381,242 Land $237,892 Building $143,350	$863,730
2022	$5,418.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3131 Victory Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3131 Victory Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications.

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