3131 Totem Rd, Eagle Lake, FL 33839 Property Records

Polk County property record for 3131 Totem Rd, Eagle Lake, FL 33839

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,376 sqft · built 2025
Lot Size0.103 acres (4,504 sqft)
OwnerIndividual Name on Record
Last Sale$275,400 (Mar 2026)
Tax Bill$987 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-29-18-689955-005820

Property Details

APN / Parcel Number

Primary APN26-29-18-689955-005820
Alternative APN
  • 182926689955005820

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,376 sqft Living Area
Gross Area2,820 sqft
1st Floor Area1,226 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeHip
Roof MaterialOther
Lot Area4,504 sqft (0.103 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area444 sqft
PorchUnfinished Open Porch

Location & Zoning

Street Address3131 TOTEM RD
CityEAGLE LAKE
StateFL
Zip33839-3075
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRANCHES AT LAKE MCLEOD III PB 206 PGS 37-45 LOT 582
Legal SubdivisionRANCHES AT LAKE MCLEOD III
Legal Lot Number582
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1002
Census Tract14501

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address70 MADISON AVE, FREEPORT, NY 11520-3131
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 19, 2026 · Amount on Record
Deed SaleMar 19, 2026 · Amount on Record
Prior SaleOct 13, 2025 · Amount on Record
Deed Document Number202665678
Deed Book / Page13923 / 1049
Record UpdatedOct 29, 2026

March 2026: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateMar 19, 2026
Property Address3131 TOTEM RD, EAGLE LAKE, FL 33839-3075
Document Number0000065678
Book / Page13923 / 1049
Map ReferenceMB 206 PG 37
Instrument DateMar 13, 2026
Instrument2026065678
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 31, 2026
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,927.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6675 WESTWOOD BLVD # BLVD5TH, BLVD5TH, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

NameVerified Name
Address70 MADISON AVE, FREEPORT, NY 11520-3131

Mortgage

Document Number0139231053
DateMar 19, 2026
Instrument13923/1053
Lender
NameCORNERSTONE FIRST MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityEagle Lake City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$255,993 (+411.99%) Land $50,000 Building $205,993$255,993 (+411.99%) Land $50,000 Building $205,993
2025$987.00 (+21.25%)$50,000 Land $50,000$50,000 Land $50,000
2024$814.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2004–2022)
Most Recent ClaimSep 2022 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 78% of the US · above 67% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Hotwire Communications
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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