3131 S 2nd St, Cabot, AR 72023 Property Records

Lonoke County property record for 3131 S 2nd St, Cabot, AR 72023

Property Summary

Property Type	Fast Food Restaurant
Details	2,192 sqft · built 2005
Lot Size	0.7 acres (30,492 sqft)
Owner	Company Name on Record
Last Sale	$392,000 (Apr 2004)
Tax Bill	$4,675 (2024)
Deeds & Mortgages	May 2019 Mortgage Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`728-00808-002`

Property Details

APN / Parcel Number

Primary APN	`728-00808-002`
Alternative APN	`32203`

Interior

Stories	1 Story
Building Area	2,192 sqft Total Area
1st Floor Area	2,192 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Intercom	Intercom

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Fire Resistance	Wood or Wood & Steel Frame
Foundation Type	Concrete
Roof Type	Rigid Frame Bar Joist
Roof Material	Tar & Gravel
Lot Area	30,492 sqft (0.7 acres)

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	3131 S 2ND ST
City	CABOT
State	AR
Zip	72023-7879
Property Category	Commercial
Property Type	Commercial > Retail > Fast Food Restaurant
Legal Description	PT E1/2 (LYING N OF OLD CABOT & LR RD) & S OF HWY 367
Legal Range	10
Legal Township	04N
Legal Section	27
Legal Subdivision	CABOT CITY AREA
Jurisdiction	LONOKE AR
Township / Civil Division	YORK
Census Block Group	3
Census Block	3037
Census Tract	20204

Owner

Source: Lonoke County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	149 GREENFIELD DR, MONTICELLO, AR 71655-3883
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 6, 2019	Deed of Trust, Mortgage CITIZENS BK
Jul 9, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2004 · Amount on Record
Deed Sale	Apr 16, 2004 · Amount on Record
Deed Document Number	2004-004715
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	3131 S 2ND ST, CABOT, AR 72023-7879
Document Number	0000004303
Instrument Date	May 6, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	120 COMMERCE DR MONTICELLO AR 716559161, MONTICELLO, AR 71655-9161

Mortgage

Document Number	0000004303
Date	May 9, 2019
Instrument	4303

Lender

Name	CITIZENS BK
Type	Bank
Address	MONTICELLO, AR 71657

Agreement

Amount	Amount Recorded
Term	240 Months
Due	May 8, 2039

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	3131 S 2ND ST, CABOT, AR 72023-7879
Document Number	0000006732
Instrument Date	Jul 9, 2018
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	120 COMMERCE DR MONTICELLO AR 716559161, MONTICELLO, AR 71655-9161

Mortgage

Document Number	0000006732
Date	Jul 16, 2018
Instrument	6732

Lender

Name	CITIZENS BK
Type	Bank
Address	555 W GAINES, MONTICELLO, AR 71657

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 15, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$91,860 (-) Land $22,400 Building $69,460
2024	$4,675.00
2023	$4,675.00	$91,860 Land $22,400 Building $69,460	$459,300 Land $112,000 Building $347,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Connect2First, Optimum, Verizon.

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